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QuayStreet KiwiSaver Performance - December 2021

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Using the most recent returns and fund update reports from December 2021, we will examine QuayStreet’s recent KiwiSaver Performance.

QuayStreet funds are currently complying with Socially Responsible Investment Policy and screening process to find a balance between the financial and social responsibility performances for an investment. Their investment approaches are sustainable business models, concentrated investments, and active approach.

The global equity markets have made strong gains as of December 2021 with many regional indices pushing to new record highs. By contrast, it has been a tough year for New Zealand bond market investors with rising interest rates being a consistent headwind for local companies throughout the year.

Table of Contents

Performance of QuayStreet KiwiSaver Funds

QuayStreet Income Fund

QuayStreet Conservative Fund

QuayStreet Balanced Fund

QuayStreet Socially Responsible Investment Fund

QuayStreet Growth Fund

 

Performance of QuayStreet KiwiSaver Funds

 

 

1 month

1 year

3 years

5 years

Since Inception

Income

-0.32%

2.06%

4.31%

4.99%

5.64%

Conservative

-0.86%

1.97%

4.39%

5.04%

5.69%

Balanced

-2.47%

9.20%

8.42%

8.07%

7.16%

Socially Responsible Investment

-2.84%

7.06%

7.75%

7.41%

7.13%

Growth

-3.42%

12.55%

10.37%

9.70%

8.01%

Sourced from QuayStreet fund performance report
*These returns are to 28 February 2022 and are before tax and fund management fees. Past performance is not necessarily an indicator of future performance, and return periods may differ.
Note: The following information is sourced from QuayStreet Quarterly Fund updates published on 14th February 2022.

 

QuayStreet Income Fund

The QuayStreet Income Fund invests in a diversified portfolio with a strong focus on income-producing assets like New Zealand and International fixed interest investments and derivatives. This fund may also include an allocation to growth assets such as listed property and equity securities. This fund had a negative 1-month return of -0.32% and a lower 1-year return of 2.06% compared to the since inception return of 5.64%
*The following is Sourced from QuayStreet Income Fund Update

Returns

Annual Return (QuayStreet Income Fund Dec 2021)

Fees

The total annual fees for investors in the QuayStreet Income Fund are 0.77% per year.

Fees (QuayStreet Income Fund Dec 2021)

Investment mix

The investment mix shows the type of assets that the fund invests into.

Investment mix (QuayStreet Income Fund Dec 2021)

Top ten investments

This table shows QuayStreet’s top 10 investments in the Income KiwiSaver Fund, which make up 32.95% of the fund.

Top 10 Investment (QuayStreet Income Fund Dec 2021)

 

QuayStreet Conservative Fund

The QuayStreet Conservative Fund invests in a diversified portfolio that emphasises conservative assets such as fixed-interest investments. This fund is typically chosen by investors with a short investment horizon and low volatility tolerance, as it is not unlikely for the value to fluctuate as much as the Balanced Fund or Growth Fund. The fund also had a negative 1-month return (-0.86%) and the 1-year return (1.97%) is also lower than the since inception return (5.69%).
*The following is Sourced from QuayStreet Conservative Fund Update

Returns

Annual Return (QuayStreet Conservative Fund Dec 2021)

Fees

The total annual fees for investors in the QuayStreet Conservative Fund are 0.76% per year.

Fees (QuayStreet Conservative Fund Dec 2021)

Investment mix

The investment mix shows the type of assets that the fund invests into.

Investment Mix (QuayStreet Conservative Fund Dec 2021)

Top ten investments

This table shows QuayStreet’s top 10 investments in the Conservative KiwiSaver Fund, which make up 30.59% of the fund.

Top 10 Investments (QuayStreet Conservative Fund Dec 2021)

 

QuayStreet Balanced Fund

The QuayStreet Balanced Fund is a diversified portfolio with an equal mix of fixed interest and growth assets like shares. The Balanced Fund is likely to have higher volatility than Conservative Fund but not as volatile as Growth Fund. This fund might be suitable for investors with a long investment horizon but low volatility tolerance, or vice versa. Despite having had a negative 1-month return of -2.47%, it has a higher 1-year return of 9.20% compared to the since inception return of 7.16%.
*The following is Sourced from QuayStreet Balanced Fund Update

Returns

Annual Return (QuayStreet Balanced Fund Dec 2021)

Fees

The total annual fees for investors in the QuayStreet Balanced Fund are 1.04% per year with a performance fee of 0.03%.

Fees (QuayStreet Balanced Fund Dec 2021)

Investment mix

The investment mix shows the type of assets that the fund invests into.

Investment Mix (QuayStreet Balanced Fund Dec 2021)

Top ten investments

This table shows QuayStreet’s top 10 investments in the Balanced KiwiSaver Fund, which make up 29.34% of the fund.

Top 10 Investment (QuayStreet Balanced Fund Dec 2021)

 

QuayStreet Socially Responsible Investment Fund

The QuayStreet Socially Responsible Investment (SRI) Fund aims to have an environmentally and socially responsible diversified investment portfolio. QuayStreet SRI Fund invests in both income and growth assets in accordance with their SRI Policy. This fund can also vary between a growth and a balanced investment strategy. This fund had a 1-year return of 7.06% which is slightly lower than the since inception return of 7.13%.

*The following is Sourced from QuayStreet Socially Responsible Investment Fund Update

Returns

Annual Return (QuayStreet SRI Fund Dec 2021)

Fees

The total annual fees for investors in the QuayStreet Socially Responsible Investment Fund are 1.03% per year.

Fees (QuayStreet SRI Fund Dec 2021)

Investment mix

The investment mix shows the type of assets that the fund invests into.

Investment Mix (QuayStreet SRI Fund Dec 2021)

Top ten investments

This table shows QuayStreet’s top 10 investments in the Socially Responsible Investment KiwiSaver Fund, which make up 33.82% of the fund.

Top 10 Investment (QuayStreet SRI Fund Dec 2021)

 

QuayStreet Growth Fund

The QuayStreet Growth Fund invests in a diversified portfolio emphasising growth assets like shares. This fund is likely to have high volatility, therefore it is typically chosen by investors with longer investment horizon or those with higher volatility tolerance. Despite having the highest negative 1-month return compared to the other funds (-3.42%), the 1-year return of this fund (12.55%) is significantly higher than the since inception return (8.01%).

*The following is Sourced from QuayStreet Growth Fund Update

Returns

Annual Return (QuayStreet Growth Fund Dec 2021)

Fees

The total annual fees for investors in the QuayStreet Growth Fund are 1.31% per year with a performance fee of 0.05%.

Fees (QuayStreet Growth Fund Dec 2021)

Investment mix

The investment mix shows the type of assets that the fund invests into.

Investment Mix (QuayStreet Growth Fund Dec 2021)

Top ten investments

This table shows QuayStreet’s top 10 investments in the Growth KiwiSaver Fund, which make up 29.52% of the fund.

Top 10 Investments (QuayStreet Growth Fund Dec 2021)

Data for QuayStreet KiwiSaver funds has been sourced from QuayStreet KiwiSaver Funds. Past performance is not necessarily an indicator of future performance, and return periods may differ.

To see if QuayStreet has the appropriate fund that aligns with your values, retirement goals and situation, complete National Capital’s KiwiSaver Healthcheck.

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