About us


Who is National Capital?

We are Financial Advisers specialising in KiwiSaver & Investment research. National Capital was founded in 2018 and now advises Kiwis on over $4 million of their KiwiSaver savings. We are based in Auckland, but serve clients all over New Zealand. We provide free KiwiSaver advice, with the goal of empowering one million Kiwis to become financially secure.

We're always happy to chat, so please feel free to contact us



Clive Fernandes

Authorised Financial Adviser

Clive is one of a small proportion of financial advisers in New Zealand who are Authorised Financial Advisers. Prior to launching National Capital, he worked for Findex, an Australia/NZ advisory firm with over seventeen billion dollars in funds under advice. He launched National Capital with the intention of helping more Kiwis become financially secure.




James McKelvie

Authorised Financial Adviser

James has a Masters degree in Applied Finance and is an Authorised Financial Adviser. He has experience in both the design and delivery of financial advice. James works on the advice logic and the financial strategy behind it. James previously worked for Findex New Zealand Limited, advising high net worth families and trusts on creating long term, generational wealth management strategies.




David Anamosa

Investment Research

David is super passionate about investment research. He has a Masters in International Business from the University of Auckland and a Finance Major at the University of Texas McCombs School of Business. He has worked for FactSet Research Systems as a Consultant in the Investment Management branch.




Arran Cunningham

User Experience Design

Arran is an experienced Digital Designer with a demonstrated history of working in the retail industry. Skilled in Web design/development, Motion Design & Branding with attention to detail. He has a Bachelor of Media Arts - Graphic Design Major from Waikato Institute of Technology.


A disclosure copy of any of our advisers is available on request and free of charge. Please feel free to get in touch with us for any help with your KiwiSaver account or investments. 

Rest of the team...

We're helped by an amazing team of support staff who help us in client administration and KiwiSaver research. We're also very lucky to have an advisory board of some very experienced and smart Kiwis who are there to guide us on our journey to help 1 million Kiwis become financially secure. 

A big thank you to our past and present interns for their work at National Capital!

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Alex Dam
Alex studies finance and entrepreneurship at Auckland University of Technology. He is passionate about startups and combat sports. He worked alongside David to research and perform qualitative and quantitative analysis on several KiwiSaver funds, which then were used to create comprehensive research reports. Alex also assisted in the refinement of National Capital's Investment selection process. 

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Emilly Liang 

Emilly has a finance degree from Auckland University of Technology. Her responsibilities included communications management and content creation. Take a look at her contribution to our KiwiSaver Blog.

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Rishabh Shah 

Rishabh is an Information Systems and Computer Science student at the University of Auckland. Passionate about data and exploring new technologies, his entrepreneurial and technical skills played a large part in National Capital's early stages. He obtained stakeholders' requirements, mapped user stories, and communicated with technical and business stakeholders. He also presented a business proposal to stakeholders which was implemented and achieved great success. 



What is our story?

All New Zealanders deserve to be financially secure but only 1 in 3 of us feel that way now. National Capital wants to help Kiwis do better. We believe that the first step to achieving our mission is to maximise our KiwiSaver opportunity. 

National Capital was founded in 2018 and now advises Kiwis on over $4 million of their KiwiSaver savings. We are Financial Advisers specialising in KiwiSaver & Investment research. 

National Capital is a Registered Financial Service Provider (FSP639129) and is supervised by the Financial Markets Authority (FMA). We are based in Auckland, but serve clients all over New Zealand. 


What are our values?

National Capital is formed on the principles of pūataata (transparency), tikanga (ethics) and taurikura (prosperity). 

Our ethics policy is built on five pillars: Transparency, Client First Decisions, Competence, Confidentiality and Professional Behaviour.

Everything we do will be in an ethical manner and we will allow you to be the judge of that by being 100% transparent. Underpinning these five pillars is Integrity, which we define as being consistent in our application of the above principles, and holding not only ourselves but everyone in our company to the same high standards.


What do we offer?

We provide free personalised KiwiSaver advice with the goal of empowering one million Kiwis to become financially secure. We help our clients select an appropriate KiwiSaver provider and fund which suits their goals, requirements and financial situation. Our research covers more than 100 KiwiSaver funds from 12 different KiwiSaver Schemes. 

Let us help you - start by taking our KiwiSaver HealthCheck.


Who are our clients?

We want to help as many Kiwis as possible in KiwiSaver. That includes those for who retirement is getting serious, Kiwis who are planning on using KiwiSaver to buy their first home and those who simply want to know which KiwiSaver fund is best suited to their personal situation.

In the past, receiving sound financial advice has been expensive and time-consuming. National Capital wants to make a change so financial advice is more accessible and understandable for our clients. 

But don’t just take it from us. Here is what some of our clients had to say.