Your KiwiSaver,
Your Dream,
Our Guidance.

Let National Capital handle KiwiSaver for you—from advice to execution

Providers We Work With

We make investing in KiwiSaver easy with personalised, unbiased and seamless A-Z service
at no additional cost to you. Stay focused on your goals while we take care of the rest!

Maximise Your KiwiSaver Returns Today

Your provider won’t tell you when it’s time for a change. We will!

Taking action now could significantly boost your future savings.

We’ve helped Kiwis take charge of over $170 million in KiwiSaver investments. Let us help you too.

Getting Into Your First Home

Sophie has been saving for her first home deposit but she’s unsure if her current KiwiSaver fund will get them there.

Starting Balance: $45,000

Salary: $70,000

Annual Contribution: $3,570

Timeframe: 10 years

$82,617

Conservative Fund Earning 5.5% p.a

$90,352

Growth Fund Earning 7.6% p.a

Estimated balance at the end of time frame

Helping Couples Retire Right

Jane & Alan are looking forward to retirement but staying in the wrong fund could mean thousands less when they need it most.

Starting Balance: $35,000

Salary: $140,000

Annual Contribution: $7,140

Timeframe: 25 years

$395,418

Conservative Fund Earning 5.5% p.a

$515,713

Growth Fund Earning 7.6% p.a

Estimated balance at the end of time frame

Disclaimer: The returns shown in this chart are based on modelled projections and are provided for illustrative purposes only. Assumed gross annual returns are 5.50% for the Conservative fund and 7.60% for the Growth fund, before fees and tax. Projected values are shown after the deduction of an annual management fee of 0.75% for the Conservative fund and 0.99% for the Growth fund, and tax at a rate of 17.50%. Actual returns may vary and are subject to market conditions, changes in fees or tax rates, and individual circumstances.

Whether you are saving for your first home, saving for retirement or are already retired, let us help you unlock the full potential.

Who is National Capital?

Established in 2018, National Capital, part of Saturn Portfolio Management Group, is a financial advisory firm specialising in KiwiSaver investment research.

With offices in Auckland and Christchurch, we serve clients nationwide, providing advice tailored to individual profiles and objectives at no additional cost. Our mission is to empower every Kiwi to become financially secure.

As an impartial financial advice firm, we are not affiliated with providers. This independence ensures that our service is unbiased and focused solely on you. By leveraging our proprietary technology and our expertise, we provide real-time, automated advice that prioritises customer benefit over corporate interests. We also handle the execution of fund changes for you—making National Capital your one-stop stress-free solution for KiwiSaver management.

Why get Advice from National Capital?

We are a proudly New Zealand-owned and operated registered financial advice provider, conducting comprehensive research across the KiwiSaver market. Since our inception, we have rapidly grown to advise Kiwis on over $170 million of their investments.

How Does It Work?

Tell Us About You

Answer a few simple questions about your financial goals, investor style, and current situation — it only takes 10 – 15 minutes.

Step 01

Get Instant Recommendations

In under a minute, you'll receive tailored scheme and fund recommendations designed to help you get the most out of KiwiSaver.

Step 02

Take Action Right Away

Like what you see? Accept the recommendations on the spot, and we’ll handle the changes for you — quick, easy, and stress-free.

Step 03

Update Anytime

Life changes, and so can your KiwiSaver. Access updated recommendations anytime, 24/7, to stay on track with your goals.

Step 04

Support When You Need It

Prefer a human touch? We're just a phone call away to guide and support you with a specialised service.

Step 05

The National Capital Process

Hear How We've Transformed the Lives of Fellow Kiwis

Join the thriving community of Kiwis achieving financial security.

What Our Client Says About Us

    
 
 
      Trustindex verifies that the original source of the review is Google. Highly recommend to whoever who is looking for wise guidance about your KiwiSaver plan. I just moved to nz and was very confused with the whole concept of KiwiSaver but National Capital assigned me a great consultant "Tim" and he helped me with every step. Trust them, because they know what they are doing.
  
  Posted on Google  
 
    
   hasti piltan 
 
 
 
 
     Trustindex verifies that the original source of the review is Google. It was  breeze sorting out my KiwiSaver and I'm happy with the recommendations as to which Fund and type would best suit my goals. Highly recommended!
  
  Posted on Google  
 
    
   Mark Jo Vincent Hidalgo 
 
 
 
 
     Trustindex verifies that the original source of the review is Google. Our investments just weren't doing as well as we would have liked them to be going, and I was concerned that we would not be able to reach our retirement goal.  I sent an inquiry through to National Capital and they made a time to call me back - to my surprise they called me exactly on the time that I had requested, and they took the time to talk me through the investment process - which fund would be the best for myself and my husband.  I felt much more confident once I had finished my phone call that I had made the right choice about my KiwiSaver Adviser and was finally on the right track to reach my retirement goals.
  
  Posted on Google  
 
    
   Donnalee Parnell 
 
 
 
 
     Trustindex verifies that the original source of the review is Google. Great place! Great team to work with!! Always implementing new technologies to provide 100% satisfaction to the clients!!
  
  Posted on Google  
 
    
   dwarkesh joshi 
 
 
 
 
     Trustindex verifies that the original source of the review is Google. Reliable Service (In-Person & Digital), Professional Qualified Expertees, Friendly Staff & Financial Advisers, Realistic Expectations Fulfillment to Financial Care Needs, Kiwisaver-Focused Decisions, Specialized Outcomes, Positive Experience Great Loyalty & Wisdom
  
  Posted on Google  
 
    
   Alba Kamberi 
 
 
 
 
     Trustindex verifies that the original source of the review is Google. Excellent information on comparative KiwiSaver performance, with a clearly outlined transparent operating model aimed at enhancing financial literacy.Together with a super helpful ready willingness to assist, Ilma has enabled us to refocus on our financial pathway with a robust and comprehensive plan. Thank you.
  
  Posted on Google  
 
    
   Andrew Nieuwelaar 
 
 
 
 
     Trustindex verifies that the original source of the review is Google. I needed to make a change from one KiwiSaver provider to another, so did some research and got in touch with National Capital.  From the start the process has been professional, easy to understand and the staff at National Capital have been a pleasure to work with.  They put me in touch with a new KiwiSaver provider and I couldn't be happier
  
  Posted on Google  
 
    
   Jackie Aldred 
 
 
 
 
     Trustindex verifies that the original source of the review is Google. Crisp and clear advise. Milford were primitive in their process to verify new customer in old paper way; however team at national kept following up and never gave up. Finally Milford did the online verifications and I was onboarded. Good experience.
  
  Posted on Google  
 
    
   Taru Sawhney 
 
 
 
 
     Trustindex verifies that the original source of the review is Google. Everything sorted, they made it very nice and easy throughout the whole process of changing kiwisaver providers. Their system is very good at providing various funds that best suit your wants and they’re good at explaining their reasoning. Thanks for the help Tim
  
  Posted on Google  
 
    
   Jacob Greenfield 
 
 
 
 
     Trustindex verifies that the original source of the review is Google. Really easy to deal with, what a great platform. The health check was straightforward, didn’t take to long and the advice given based on the health check was brilliant and allowed me to make an informed decision which KiwiSaver provider would best suit my current needs. Highly recommend
  
  Posted on Google  
 
    
   Viran Ranchhod 
 
 
 
 
  
  
 
 
   Google rating score: 4.9 of 5, based on 164 reviews