Retirement Planning

Planning for a good retirement

Having a comfortable retirement starts with having a good plan. These articles are meant to get you started on what you need to be thinking about and doing to sort out your retirement.

However, please note that this is not personalised financial advice. If you want advice based on your own circumstances and goals, please start by submitting our KiwiSaver HealthCheck.

You may or may not have heard about the ongoing protests against plans to raise France’s retirement age. Now you...

What the protests in France can teach us about retirement & KiwiSaver

You may or may not have heard about the ongoing protests against plans to raise France’s retirement age. Now you

If you like to make resolutions on New Year’s Day, you already know how hard it is to stick to...

Get Your Finances and KiwiSaver Ready For 2023

If you like to make resolutions on New Year’s Day, you already know how hard it is to stick to

An analysis of projected home ownership rates for retirees has been revealed in new figures released by the Retirement Commission,...

Retired Kiwis Spending Substantial Amounts of KiwiSaver on Housing Costs

An analysis of projected home ownership rates for retirees has been revealed in new figures released by the Retirement Commission,

The average Kiwi over 65 years old in New Zealand has a KiwiSaver balance under $50,000. A balance of $50,000...

KiwiSaver News: Over 65 Average Under 50k KiwiSaver

The average Kiwi over 65 years old in New Zealand has a KiwiSaver balance under $50,000. A balance of $50,000

What will my weekly expenses in retirement be?

Weekly Expenses in Retirement

Can I transfer QROPS money from one provider to another?

...

Can I Transfer QROPS Money from one KiwiSaver Provider to Another?

Can I transfer QROPS money from one provider to another?

What is NZ Superannuation? The New Zealand Superannuation Fund has been known as a retirement pension that has been available...

Changes to the NZ Superannuation Eligibility

What is NZ Superannuation? The New Zealand Superannuation Fund has been known as a retirement pension that has been available

What happens to my KiwiSaver once I turn 65?

...

What happens to my KiwiSaver once I turn 65?

What happens to my KiwiSaver once I turn 65?

Kiwis are struggling to cover the cost of retirement, even with NZ Superannuation. Despite the 3.09% increase to NZ Super...

KiwiSaver News: An increase in the cost of retirement makes KiwiSaver even more important

Kiwis are struggling to cover the cost of retirement, even with NZ Superannuation. Despite the 3.09% increase to NZ Super

What happens to your KiwiSaver Account on your 65th Birthday? It’s not often we adults get excited about turning another...

What Happens to My KiwiSaver Account on My 65th Birthday?

What happens to your KiwiSaver Account on your 65th Birthday? It’s not often we adults get excited about turning another

Unfortunately the answer is not tomorrow… Retirement is a question that is on everyone’s mind whether it be in a...

When is the Best Time to Retire?

Unfortunately the answer is not tomorrow… Retirement is a question that is on everyone’s mind whether it be in a

Bank deposits used to be the go to option for retirees. Many, like yourself, had a simple investment strategy which...

What can retirees do to get returns when interest rates go negative?

Bank deposits used to be the go to option for retirees. Many, like yourself, had a simple investment strategy which

There is a lot spoken about the gender pay gap. The gender pension gap, however, is actually much larger compared...

How Kiwi women are missing out on $60,000 in retirement savings

There is a lot spoken about the gender pay gap. The gender pension gap, however, is actually much larger compared

Meet Jane* – one of National Capital’s clients. In this blog post, we’ll take a look at how Jane used...

Be Like Jane – Sort Out Your KiwiSaver Account with National Capital

Meet Jane* – one of National Capital’s clients. In this blog post, we’ll take a look at how Jane used

Once you turn 65, you have the chance to finally withdraw the KiwiSaver balance that you’ve accumulated throughout your working...

KiwiSaver: How do I spend it in retirement?

Once you turn 65, you have the chance to finally withdraw the KiwiSaver balance that you’ve accumulated throughout your working

Once you turn 65, congratulations! You are now eligible for NZ Super and have access to your KiwiSaver account. At...

What Happens to your KiwiSaver Balance on Your 65th Birthday?

Once you turn 65, congratulations! You are now eligible for NZ Super and have access to your KiwiSaver account. At

The temptation of procrastination – it’s something we know all too well. If the deadlines seem far away, we aren’t...

Procrastination: The Thief of Time

The temptation of procrastination – it’s something we know all too well. If the deadlines seem far away, we aren’t