KiwiSaver is one of our largest investments and will play a huge role in many Kiwis retirements. National Capital, a KiwiSaver advisory company has attempted to answer in detail questions that many of us have about KiwiSaver.
However, please note that this is not personalised financial advice. If you want advice based on your own circumstances and goals, please start by submitting our KiwiSaver HealthCheck.
“If you’re young, you should be in a growth fund. If you’re old, you should be in a conservative fund.”
Bank deposits used to be the go to option for retirees. Many, like yourself, had a simple investment strategy which
Have you done enough research about the provider managing your KiwiSaver money?
What do you know about the different people managing your KiwiSaver money?
How does your KiwiSaver provider compare to others in how they invest your KiwiSaver money?
成年人的生活都不容易，有很多事情要去平衡，其中一件事就是财务。假设要问自己一个问题-我有闲钱的话，会把钱投资在KiwiSaver还是还我的贷款？ 为了回答这个问题，我们需要考虑自己和社会的经济状况。主要的考量指标比如说现在的贷款利息，你的KiwiSaver预计回报率。你可能要比较的一件事就是在KiwiSaver上能够得到的回报和在贷款利息上需要付多少钱。
第一次买属于自己的房子一定很激动人心，不过高额的房价和过程有可能很辛苦和充满压力。现在新西兰政府和KiwiSaver有一些能够帮助第一次购房者的一些措施，使他们尽可能轻松地买房。 如果你已经在KiwiSaver里投资了至少三年，那么你有可能有资格提取KiwiSaver首购房基金和政府的首套房资助计划。
While financial advice offers clear benefits, many Kiwis are not taking advantage of it.
Experts are urging investors who haven’t themselves selected the KiwiSaver provider or fund they are invested in to take action
As of 31 March 2020, there were 33 KiwiSaver providers (source: KiwiSaver Annual Report 2020). Some of them are run
