KiwiSaver Questions

Detailed answers to your questions about KiwiSaver

KiwiSaver is one of our largest investments and will play a huge role in many Kiwis retirements. National Capital, a KiwiSaver advisory company has attempted to answer in detail questions that many of us have about KiwiSaver.

However, please note that this is not personalised financial advice. If you want advice based on your own circumstances and goals, please start by submitting our KiwiSaver HealthCheck.

The answer to the question of what is KiwiSaver is a simple one. It is a voluntary investment scheme where...

What is KiwiSaver?

The answer to the question of what is KiwiSaver is a simple one. It is a voluntary investment scheme where

KiwiSaver Contribution Boost: What the 3.5–4% Increase Means for You

The right fund depends on you — your goals, timeframe, and your capacity for volatility. Don’t leave your KiwiSaver on...

What KiwiSaver Fund Should I Be In?

The right fund depends on you — your goals, timeframe, and your capacity for volatility. Don’t leave your KiwiSaver on
Life can throw unexpected challenges — rising living costs, job loss, family emergencies. If you're feeling financially stuck, you're not...

Struggling Financially? KiwiSaver Hardship & Better Ways Forward

Life can throw unexpected challenges — rising living costs, job loss, family emergencies. If you're feeling financially stuck, you're not
Have you noticed your KiwiSaver balance jumping around lately? Don’t worry—it’s likely due to something called market volatility....

Why Is My KiwiSaver Balance Going Up and Down? A Simple Guide to Market Volatility

Have you noticed your KiwiSaver balance jumping around lately? Don’t worry—it’s likely due to something called market volatility.

Can employees opt out of KiwiSaver?

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Can employees opt out of KiwiSaver?

Can employees opt out of KiwiSaver?

How is KiwiSaver treated in divorce?

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How is KiwiSaver treated in divorce?

How is KiwiSaver treated in divorce?

Can I Use KiwiSaver To Pay Off Credit Card Debt?

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Can I Use My KiwiSaver To Pay Off Credit Card Debt?

Can I Use KiwiSaver To Pay Off Credit Card Debt?

What Reasons Can You Withdraw From KiwiSaver?

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What Reasons Can You Withdraw From KiwiSaver?

What Reasons Can You Withdraw From KiwiSaver?

Bringing your Australian Superannuation (AU Super) home may be a smart financial choice if you have decided to stay in...

Want to bring your AU Super home to KiwiSaver? Here’s how to get started!

Bringing your Australian Superannuation (AU Super) home may be a smart financial choice if you have decided to stay in

KiwiSaver’s Tax and Contributions Policies  If you’re preparing for retirement in New Zealand, it’s vital to get to grips with...

Differences Between KiwiSaver and Australian Superannuation

KiwiSaver’s Tax and Contributions Policies  If you’re preparing for retirement in New Zealand, it’s vital to get to grips with

Ethical investment has become the centre of attention in New Zealand since more investors have started prioritising how funds affect...

KiwiSaver’s Ethical Investing Approach Proves Profitable: Maximising Returns With Conscience

Ethical investment has become the centre of attention in New Zealand since more investors have started prioritising how funds affect

Recently, BusinessDesk received an email from a reader seeking financial advice. It turns out her stepfather had some questionable suggestions...

Pay off Mortgage or contribute to KiwiSaver?

Recently, BusinessDesk received an email from a reader seeking financial advice. It turns out her stepfather had some questionable suggestions

KiwiSaver was introduced in 2007 by the Fifth Labour Government to combat the lack of household savings in New Zealand....

How KiwiSaver Compares To Australian Superannuation Funds

KiwiSaver was introduced in 2007 by the Fifth Labour Government to combat the lack of household savings in New Zealand.

ChatGPT has taken 2023 by storm. The open language model “chatbot” developed and launched by OpenAI in 2022 has certainly...

Can ChatGPT Replace Your Investment & KiwiSaver Adviser?

ChatGPT has taken 2023 by storm. The open language model “chatbot” developed and launched by OpenAI in 2022 has certainly

Kiwis from all walks of life have been able to save for retirement and buy their first home thanks to...

5 Common Misconceptions About KiwiSaver

Kiwis from all walks of life have been able to save for retirement and buy their first home thanks to

Saving for your retirement can be a daunting topic for anyone, especially when you feel as though you are being...

Who do I contact regarding KiwiSaver?

Saving for your retirement can be a daunting topic for anyone, especially when you feel as though you are being

It can be daunting and downright worrying when you see your investments such as KiwiSaver drop in value. Naturally, we...

My KiwiSaver has lost money, should I change to a lower volatility fund?

It can be daunting and downright worrying when you see your investments such as KiwiSaver drop in value. Naturally, we

What will my weekly expenses in retirement be?

Weekly Expenses in Retirement

The safest place to invest your savings is somewhere you feel most comfortable and that helps you achieve your financial...

Where the best place to safely invest your money is?

The safest place to invest your savings is somewhere you feel most comfortable and that helps you achieve your financial