KiwiSaver Questions

Detailed answers to your questions about KiwiSaver

KiwiSaver is one of our largest investments and will play a huge role in many Kiwis retirements. National Capital, a KiwiSaver advisory company has attempted to answer in detail questions that many of us have about KiwiSaver.

However, please note that this is not personalised financial advice. If you want advice based on your own circumstances and goals, please start by submitting our KiwiSaver HealthCheck.

Explore using KiwiSaver funds to assist families in situations like buying a first home, financial hardship, serious illness, or planning...

Can I Gift My KiwiSaver To A Family Member?

Explore using KiwiSaver funds to assist families in situations like buying a first home, financial hardship, serious illness, or planning
Explore KiwiSaver employer contributions: Learn if it's mandatory for them to contribute 3% of your salary and understand the impact...

Is It Compulsory For Employers To Pay KiwiSaver?

Explore KiwiSaver employer contributions: Learn if it's mandatory for them to contribute 3% of your salary and understand the impact

QuickFire Finance Course

This Free online course aims to provide a quick and easy way to help you learn and become more financially secure.

To keep things engaging we’ve got videos, blogs and more for you to learn from.

Potential KiwiSaver downsides: fees, market fluctuations, limited access, performance tied to markets, and risk of missing government contributions....

What Are The Potential Disadvantages Of KiwiSaver?

Potential KiwiSaver downsides: fees, market fluctuations, limited access, performance tied to markets, and risk of missing government contributions.
At 65, KiwiSaver gov contributions end. Explore retirement options like NZ Superannuation. Stay updated on eligibility with authorities or your...

Does the government still contribute to KiwiSaver after 65?

At 65, KiwiSaver gov contributions end. Explore retirement options like NZ Superannuation. Stay updated on eligibility with authorities or your
First-time homebuyer? KiwiSaver lets you withdraw most savings for your home. Learn eligibility and process with Kāinga Ora - Homes...

How much of my KiwiSaver can I use for my first home?

First-time homebuyer? KiwiSaver lets you withdraw most savings for your home. Learn eligibility and process with Kāinga Ora - Homes
Explore the official IRD and KiwiSaver websites, your KiwiSaver provider, employer HR, CAB for general advice, and a registered financial...

Where Can I Get Help For KiwiSaver?

Explore the official IRD and KiwiSaver websites, your KiwiSaver provider, employer HR, CAB for general advice, and a registered financial
Learn how choosing a 3% rate, the minimum allowed can affect your financial well-being over time. Discover the impact of...

What Is The Lowest KiwiSaver Rate?

Learn how choosing a 3% rate, the minimum allowed can affect your financial well-being over time. Discover the impact of
381,034 KiwiSaver investors have over $4 billion in default KiwiSaver funds. Do you know if you're part of that group?...

NZ Super Fund ‘Assets Under Management’ Reach A Record High

381,034 KiwiSaver investors have over $4 billion in default KiwiSaver funds. Do you know if you're part of that group?