KiwiSaver Questions

Detailed answers to your questions about KiwiSaver

KiwiSaver is one of our largest investments and will play a huge role in many Kiwis retirements. National Capital, a KiwiSaver advisory company has attempted to answer in detail questions that many of us have about KiwiSaver.

However, please note that this is not personalised financial advice. If you want advice based on your own circumstances and goals, please start by submitting our KiwiSaver HealthCheck.

Transferring KiwiSaver to Australia involves eligibility checks, contacting your provider, filling out accurate forms, and considering tax implications....

How Do I Transfer My NZ KiwiSaver To Australia?

Transferring KiwiSaver to Australia involves eligibility checks, contacting your provider, filling out accurate forms, and considering tax implications.
Navigate KiwiSaver complexities: Learn withdrawal scenarios, retirement focus. Consult your provider for clarity, alternatives....

Can I opt out of KiwiSaver and get my money back?

Navigate KiwiSaver complexities: Learn withdrawal scenarios, retirement focus. Consult your provider for clarity, alternatives.

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When you turn 65, you can finally access your KiwiSaver funds, gaining the flexibility to choose withdrawal options that suit...

What Happens To Your KiwiSaver When You Turn 65?

When you turn 65, you can finally access your KiwiSaver funds, gaining the flexibility to choose withdrawal options that suit

Navigating Volatility: KiwiSaver’s Resilience and Rising Returns

KiwiSaver's resilience and rising returns
Learn about KiwiSaver's beginnings! Find out how it started and evolved into a key part of saving for retirement in...

How Did KiwiSaver Start?

Learn about KiwiSaver's beginnings! Find out how it started and evolved into a key part of saving for retirement in
Without a will, your KiwiSaver goes to your estate. A will ensures your funds follow your wishes, streamlining distribution....

What happens to your KiwiSaver if you don’t have a will?

Without a will, your KiwiSaver goes to your estate. A will ensures your funds follow your wishes, streamlining distribution.
Explore KiwiSaver hardship withdrawal criteria, including living expenses, mortgage issues, medical costs, etc. Consult your scheme provider for details....

What is considered hardship for KiwiSaver?

Explore KiwiSaver hardship withdrawal criteria, including living expenses, mortgage issues, medical costs, etc. Consult your scheme provider for details.
Learn about the KiwiSaver's 3-year rule for first-home buyers and how to withdraw eligible contributions for your first home in...

What Is The 3-Year Rule For KiwiSaver?

Learn about the KiwiSaver's 3-year rule for first-home buyers and how to withdraw eligible contributions for your first home in
Differences between KiwiSaver and MySuper retirement schemes. KiwiSaver offers flexibility in NZ, MySuper is Australia's compulsory, simplified system....

What’s the difference between mysuper and KiwiSaver?

Differences between KiwiSaver and MySuper retirement schemes. KiwiSaver offers flexibility in NZ, MySuper is Australia's compulsory, simplified system.
Learn how the Member Tax Credit can effortlessly boost your savings tax-free, while your earnings are potentially subject to PIE...

Are KiwiSaver Contributions Taxed?

Learn how the Member Tax Credit can effortlessly boost your savings tax-free, while your earnings are potentially subject to PIE