KiwiSaver Questions

Detailed answers to your questions about KiwiSaver

KiwiSaver is one of our largest investments and will play a huge role in many Kiwis retirements. National Capital, a KiwiSaver advisory company has attempted to answer in detail questions that many of us have about KiwiSaver.

However, please note that this is not personalised financial advice. If you want advice based on your own circumstances and goals, please start by submitting our KiwiSaver HealthCheck.

Explore KiwiSaver hardship withdrawal criteria, including living expenses, mortgage issues, medical costs, etc. Consult your scheme provider for details....

How much do I need in KiwiSaver for retirement?

Explore KiwiSaver hardship withdrawal criteria, including living expenses, mortgage issues, medical costs, etc. Consult your scheme provider for details.
Explore the official IRD and KiwiSaver websites, your KiwiSaver provider, employer HR, CAB for general advice, and a registered financial...

Where Can I Get Help For KiwiSaver?

Explore the official IRD and KiwiSaver websites, your KiwiSaver provider, employer HR, CAB for general advice, and a registered financial

QuickFire Finance Course

This Free online course aims to provide a quick and easy way to help you learn and become more financially secure.

To keep things engaging we’ve got videos, blogs and more for you to learn from.

Transferring KiwiSaver to Australia involves eligibility checks, contacting your provider, filling out accurate forms, and considering tax implications....

How Do I Transfer My NZ KiwiSaver To Australia?

Transferring KiwiSaver to Australia involves eligibility checks, contacting your provider, filling out accurate forms, and considering tax implications.
Learn how choosing a 3% rate, the minimum allowed can affect your financial well-being over time. Discover the impact of...

What Is The Lowest KiwiSaver Rate?

Learn how choosing a 3% rate, the minimum allowed can affect your financial well-being over time. Discover the impact of
Navigate KiwiSaver complexities: Learn withdrawal scenarios, retirement focus. Consult your provider for clarity, alternatives....

Can I opt out of KiwiSaver and get my money back?

Navigate KiwiSaver complexities: Learn withdrawal scenarios, retirement focus. Consult your provider for clarity, alternatives.
381,034 KiwiSaver investors have over $4 billion in default KiwiSaver funds. Do you know if you're part of that group?...

NZ Super Fund ‘Assets Under Management’ Reach A Record High

381,034 KiwiSaver investors have over $4 billion in default KiwiSaver funds. Do you know if you're part of that group?
When you turn 65, you can finally access your KiwiSaver funds, gaining the flexibility to choose withdrawal options that suit...

What Happens To Your KiwiSaver When You Turn 65?

When you turn 65, you can finally access your KiwiSaver funds, gaining the flexibility to choose withdrawal options that suit

Navigating Volatility: KiwiSaver’s Resilience and Rising Returns

KiwiSaver's resilience and rising returns
Learn about KiwiSaver's beginnings! Find out how it started and evolved into a key part of saving for retirement in...

How Did KiwiSaver Start?

Learn about KiwiSaver's beginnings! Find out how it started and evolved into a key part of saving for retirement in
Without a will, your KiwiSaver goes to your estate. A will ensures your funds follow your wishes, streamlining distribution....

What happens to your KiwiSaver if you don’t have a will?

Without a will, your KiwiSaver goes to your estate. A will ensures your funds follow your wishes, streamlining distribution.