General

What is the importance of Savings?

National Capital is specialised in KiwiSaver and Investment research. We advise Kiwis on over $100 million of their KiwiSaver savings providing free KiwiSaver advice, with the goal of empowering one million kiwis to become financially secure.

However, please note that this is not personalised financial advice. If you want advice based on your own circumstances and goals, please start by submitting our KiwiSaver HealthCheck.

The answer to the question of what is KiwiSaver is a simple one. It is a voluntary investment scheme where...

What is KiwiSaver?

The answer to the question of what is KiwiSaver is a simple one. It is a voluntary investment scheme where

KiwiSaver Contribution Boost: What the 3.5–4% Increase Means for You

QuickFire Finance Course

This Free online course aims to provide a quick and easy way to help you learn and become more financially secure.

To keep things engaging we’ve got videos, blogs and more for you to learn from.

The right fund depends on you — your goals, timeframe, and your capacity for volatility. Don’t leave your KiwiSaver on...

What KiwiSaver Fund Should I Be In?

The right fund depends on you — your goals, timeframe, and your capacity for volatility. Don’t leave your KiwiSaver on
Life can throw unexpected challenges — rising living costs, job loss, family emergencies. If you're feeling financially stuck, you're not...

Struggling Financially? KiwiSaver Hardship & Better Ways Forward

Life can throw unexpected challenges — rising living costs, job loss, family emergencies. If you're feeling financially stuck, you're not
The 2025 Financial Resilience Index from the Financial Services Council (FSC) has revealed a worrying trend: fewer New Zealanders feel...

Fewer Kiwis Feel Prepared for Retirement: Time to Strengthen KiwiSaver Engagement

The 2025 Financial Resilience Index from the Financial Services Council (FSC) has revealed a worrying trend: fewer New Zealanders feel
Have you noticed your KiwiSaver balance jumping around lately? Don’t worry—it’s likely due to something called market volatility....

Why Is My KiwiSaver Balance Going Up and Down? A Simple Guide to Market Volatility

Have you noticed your KiwiSaver balance jumping around lately? Don’t worry—it’s likely due to something called market volatility.

It’s time for your annual KiwiSaver HealthCheck The Financial Markets Authority (FMA) released a statement in June 2024 reminding Kiwis...

It’s time for your annual KiwiSaver Health Check

It’s time for your annual KiwiSaver HealthCheck The Financial Markets Authority (FMA) released a statement in June 2024 reminding Kiwis

You may or may not have heard about the ongoing protests against plans to raise France’s retirement age. Now you...

What the protests in France can teach us about retirement & KiwiSaver

You may or may not have heard about the ongoing protests against plans to raise France’s retirement age. Now you

KiwiSaver was introduced in 2007 by the Fifth Labour Government to combat the lack of household savings in New Zealand....

How KiwiSaver Compares To Australian Superannuation Funds

KiwiSaver was introduced in 2007 by the Fifth Labour Government to combat the lack of household savings in New Zealand.

Quickly labeled as the biggest failure since the Global Financial Crisis (GFC), US regulators rushed to seize the assets of...

Silicon Valley Bank Collapse – The Ripple Effects On KiwiSaver

Quickly labeled as the biggest failure since the Global Financial Crisis (GFC), US regulators rushed to seize the assets of