General

What is the importance of Savings?

National Capital is specialised in KiwiSaver and Investment research. We advise Kiwis on over $100 million of their KiwiSaver savings providing free KiwiSaver advice, with the goal of empowering one million kiwis to become financially secure.

However, please note that this is not personalised financial advice. If you want advice based on your own circumstances and goals, please start by submitting ourĀ KiwiSaver HealthCheck.

The government has announced that starting from 1 April 2026, the default KiwiSaver contribution rate for both employees and employers...

KiwiSaver Contribution Boost: What the 3.5–4% Increase Means for You

The government has announced that starting from 1 April 2026, the default KiwiSaver contribution rate for both employees and employers
The right fund depends on you — your goals, timeframe, and your capacity for volatility. Don’t leave your KiwiSaver on...

What KiwiSaver Fund Should I Be In?

The right fund depends on you — your goals, timeframe, and your capacity for volatility. Don’t leave your KiwiSaver on

QuickFire Finance Course

This Free online course aims to provide a quick and easy way to help you learn and become more financially secure.

To keep things engaging we’ve got videos, blogs and more for you to learn from.

Life can throw unexpected challenges — rising living costs, job loss, family emergencies. If you're feeling financially stuck, you're not...

Struggling Financially? KiwiSaver Hardship & Better Ways Forward

Life can throw unexpected challenges — rising living costs, job loss, family emergencies. If you're feeling financially stuck, you're not
The 2025 Financial Resilience Index from the Financial Services Council (FSC) has revealed a worrying trend: fewer New Zealanders feel...

Fewer Kiwis Feel Prepared for Retirement: Time to Strengthen KiwiSaver Engagement

The 2025 Financial Resilience Index from the Financial Services Council (FSC) has revealed a worrying trend: fewer New Zealanders feel

Have you noticed your KiwiSaver balance jumping around lately? Don’t worry—it’s likely due to something called market volatility. Let’s break...

Why Is My KiwiSaver Balance Going Up and Down? A Simple Guide to Market Volatility

Have you noticed your KiwiSaver balance jumping around lately? Don’t worry—it’s likely due to something called market volatility. Let’s break

It’s time for your annual KiwiSaver HealthCheck The Financial Markets Authority (FMA) released a statement in June 2024 reminding Kiwis...

It’s time for your annual KiwiSaver Health Check

It’s time for your annual KiwiSaver HealthCheck The Financial Markets Authority (FMA) released a statement in June 2024 reminding Kiwis

You may or may not have heard about the ongoing protests against plans to raise France’s retirement age. How does...

What the protests in France can teach us about retirement & KiwiSaver

You may or may not have heard about the ongoing protests against plans to raise France’s retirement age. How does
While both serve as retirement savings plans for the less engaged investors, they do follow different strategies and frameworks....

How KiwiSaver Compares To Australian Superannuation Funds

While both serve as retirement savings plans for the less engaged investors, they do follow different strategies and frameworks.
Quickly labeled as the biggest failure since the Global Financial Crisis, find out how the collapse of SVB has impacted...

Silicon Valley Bank Collapse – The Ripple Effects On KiwiSaver

Quickly labeled as the biggest failure since the Global Financial Crisis, find out how the collapse of SVB has impacted
KiwiSaver scheme Kiwi Wealth braces for a restructure as new owners Fisher Funds look to integrate leadership teams....

Change is a constant in KiwiSaver providers

KiwiSaver scheme Kiwi Wealth braces for a restructure as new owners Fisher Funds look to integrate leadership teams.