National Capital - Your Trusted KiwiSaver Adviser
Understand Westpac KiwiSaver scheme with National Capital – Your expert KiwiSaver adviser. While we do not work directly with Westpac KiwiSaver, we include their funds in our KiwiSaver industry research. Our advice service is comprehensive, covering over 90% of the KiwiSaver market to ensure well researched, unbiased recommendations.
Why National Capital for KiwiSaver Advice?
At National Capital, we simplify the KiwiSaver advice process by providing expert, unbiased recommendations tailored to your needs. Our proprietary investment selection methodology is designed to help you build trust and confidence in your investments. Through this process we thoroughly evaluate KiwiSaver funds across the below 6 pillars to determine the best providers and funds for your goals and circumstances.
1
Performance After Fees
Quality and consistency of returns
25
pts
2
Fees Alignment
Assessment of value provided for fees charged.
15
pts
3
Organisational Capability
The capability of the organisation to manage your money.
20
pts
4
Organisational Stability
Overall stability within a provider’s organisation.
10
pts
5
Processes & Portfolio Composition
Asset allocation, investing process and style consistency.
20
pts
6
Ethical Investing Considerations
Deep dive into the ethical investing claims of providers.
10
pts
Start your KiwiSaver Success Journey Today
Making the right KiwiSaver choice today could significantly boost your future savings. We’ve helped Kiwis take charge of over $170 million in KiwiSaver investments. Let us help you too. Your KiwiSaver provider won’t tell you it’s time for a change. We will!
Westpac KiwiSaver
About Westpac
Westpac New Zealand is a locally incorporated subsidiary of the Australian Westpac Banking Corporation, serving around 1.5 million customers with retail, business, mortgage, and wealth services. Operating one of New Zealand’s Big Four banks, it has deep roots since 1861 and emphasises community support, sustainable business practices, and helping Kiwis achieve financial security.
Westpac KiwiSaver Scheme
The Westpac KiwiSaver Scheme offers a range of funds, from Conservative to High Growth, catering to various risk appetites and investment horizons. Managed by BT Funds Management (NZ) Limited, the scheme emphasises fair and transparent fees, aiming to provide value to its members. Westpac’s digital tools, such as the KiwiSaver Fund Chooser and calculators, assist members in making informed decisions about their retirement savings.
How Does Westpac Invest?
Westpac employs a diversified investment strategy across its KiwiSaver funds, allocating assets among various classes such as equities, fixed income, and cash. The specific asset allocation depends on the chosen fund’s risk profile. For instance, the High Growth Fund focuses more on equities for higher potential returns, while the Conservative Fund leans towards fixed income for stability. Investment decisions are guided by in-depth research and analysis, aiming to optimise returns for members.
Does Westpac Invest Responsibly?
Westpac integrates responsible investing principles across its KiwiSaver funds. The scheme has been recognised as a Responsible Investment Leader by the Responsible Investment Association Australasia (RIAA) for 2022, 2023, and 2024. Westpac’s sustainable investment policy includes considerations of environmental, social, and governance (ESG) factors, and the exclusion of investments in controversial weapons and companies violating human rights standards. This commitment reflects Westpac’s dedication to contributing to a more sustainable future.
Last updated: 6th May 2025. | Source: Provider’s website