National Capital - Your Trusted KiwiSaver Adviser
Explore ASB KiwiSaver scheme with National Capital – Your expert KiwiSaver adviser. While we do not work directly with ASB KiwiSaver, we include their funds in our KiwiSaver industry research. Our advice service is comprehensive, covering over 90% of the KiwiSaver market to ensure well researched, unbiased recommendations.
Why National Capital for KiwiSaver Advice?
At National Capital, we simplify the KiwiSaver advice process by providing expert, unbiased recommendations tailored to your needs. Our proprietary investment selection methodology is designed to help you build trust and confidence in your investments. Through this process we thoroughly evaluate KiwiSaver funds across the below 6 pillars to determine the best providers and funds for your goals and circumstances.
1
Performance After Fees
Quality and consistency of returns
25
pts
2
Fees Alignment
Assessment of value provided for fees charged.
15
pts
3
Organisational Capability
The capability of the organisation to manage your money.
20
pts
4
Organisational Stability
Overall stability within a provider’s organisation.
10
pts
5
Processes & Portfolio Composition
Asset allocation, investing process and style consistency.
20
pts
6
Ethical Investing Considerations
Deep dive into the ethical investing claims of providers.
10
pts
Start your KiwiSaver Success Journey Today
Making the right KiwiSaver choice today could significantly boost your future savings. We’ve helped Kiwis take charge of over $170 million in KiwiSaver investments. Let us help you too. Your KiwiSaver provider won’t tell you it’s time for a change. We will!
ASB KiwiSaver
About ASB
ASB Bank, established in 1847 as the Auckland Savings Bank, is one of New Zealand’s leading financial institutions. The ASB KiwiSaver Scheme offers a variety of funds designed to help New Zealanders achieve their retirement and savings goals.
ASB KiwiSaver Scheme
The ASB KiwiSaver Scheme is designed to help New Zealanders save for their retirement and achieve their financial goals. As of 31 January 2025, the scheme serves approximately half a million members.
ASB offers a range of funds within its KiwiSaver Scheme, including Growth, Balanced, and Moderate options. Over the past decade, these funds have consistently outperformed the market average, demonstrating ASB’s effective investment strategies.
ASB is committed to providing value to its members by maintaining below-market average fees. This approach ensures that more of your money remains invested, potentially enhancing long-term growth.
ASB integrates responsible investment practices by considering environmental, social, and governance (ESG) factors in its investment decisions. This approach aims to manage risks and pursue sustainable, long-term returns for its members.
How Does ASB Invest?
ASB’s investment decisions are guided by a set of core beliefs and policies aimed at maximising financial returns for customers while managing risks effectively. Key aspects of their approach include:
- Asset Allocation and Currency Hedging: ASB strives to make optimal asset allocation and currency hedging decisions to enhance customer returns.
- Governance and Decision-Making: The bank maintains clear governance and decision-making structures to promote efficiency and accountability in its investment processes.
- Investment Horizon: ASB bases its investment decisions on medium- to long-term expectations, while monitoring portfolios for short-term risks.
- Cost Management: Recognising that management costs impact investment returns, ASB focuses on keeping investment expenses as low as possible, ensuring more customer funds remain invested to earn returns.
- Responsible Investment: ASB incorporates environmental, social, and governance (ESG) considerations into its investment decisions to better manage risk and generate sustainable, long-term returns.
Does ASB Invest Responsibly?
ASB is committed to responsible investing by incorporating environmental, social, and governance (ESG) factors into its investment decision-making process. This approach aims to manage investment risks and pursue sustainable, long-term returns for its customers. ASB’s responsible investment framework includes evaluating how companies’ impact and interact with the environment and society, recognising that these factors can influence a company’s value.
Last updated:19th February 2025. | Source: Provider’s website