National Capital - Your Trusted KiwiSaver Adviser
Explore AE KiwiSaver with National Capital – Your expert KiwiSaver adviser. While we do not work with AE KiwiSaver scheme our service remains comprehensive—covering over 90% of the KiwiSaver market to ensure well-researched recommendations. Below, we've provided key details for your convenience
Why National Capital for KiwiSaver Advice?
At National Capital, we simplify the KiwiSaver advice process by providing expert, unbiased recommendations tailored to your needs. Our proprietary investment selection methodology is designed to help you build trust and confidence in your investments. Through this process we thoroughly evaluate KiwiSaver funds across the below 6 pillars to determine the best providers and funds for your goals and circumstances.
1
Performance After Fees
Quality and consistency of returns
25
pts
2
Fees Alignment
Assessment of value provided for fees charged.
15
pts
3
Organisational Capability
The capability of the organisation to manage your money.
20
pts
4
Organisational Stability
Overall stability within a provider’s organisation.
10
pts
5
Processes & Portfolio Composition
Asset allocation, investing process and style consistency.
20
pts
6
Ethical Investing Considerations
Deep dive into the ethical investing claims of providers.
10
pts
Start your KiwiSaver Success Journey Today
Making the right KiwiSaver choice today could significantly boost your future savings. We’ve helped Kiwis take charge of over $170 million in KiwiSaver investments. Let us help you too. Your KiwiSaver provider won’t tell you it’s time for a change. We will!
AE KiwiSaver
About AE
Always‑Ethical (AE) is a New Zealand–based ethical investment management firm that offers the AE KiwiSaver Plan. Formerly known as Amanah KiwiSaver Plan. The rebranding aimed to make the Strict Ethical Mandate, developed over centuries by Islamic scholars, accessible to all New Zealanders seeking ethical investment options. Always-Ethical Limited remains the only KiwiSaver provider that does not invest in pork products and strictly enforces the prohibition of Riba (interest-based earnings).
AE KiwiSaver Plan
The AE KiwiSaver Plan adheres to a Strict Ethical Mandate. This mandate ensures that investments align with ethical principles by excluding industries such as alcohol, tobacco, gambling, adult entertainment, conventional banking and insurance, weapons, and pork products. The scheme allow investment in the AE Investor fund, a unit trust that complies with these ethical standards.
How Do AE Invest?
Investment decisions for the AE KiwiSaver Plan are guided by a Strict Ethical Mandate, which includes specific financial criteria and ethical guidelines:
- Financial Criteria: Companies selected for investment must demonstrate financial strength, maintaining a healthy balance sheet where interest-bearing debt and investments make up a limited portion of total assets. A significant majority of their asset allocation is dedicated to activities that contribute positively to society.
- Ethical Guidelines: The plan prohibits investments in companies involved in certain activities that goes against the ‘Strict Ethical Mandate’
Does AE Invest Responsibly?
The AE KiwiSaver Plan is committed to responsible investing through its ‘Strict Ethical Mandate’. This commitment involves daily compliance checks to ensure all investments align with their established ethical guidelines. Additionally, the plan practices purification, a process where any income generated from non-permissible activities (if inadvertently acquired) is donated to charity, ensuring that all returns are ethically sourced.
Last updated: 20th February 2025. | Source: Provider’s website