Your Smart Guide
to Investing

Our goal is to help every Kiwi achieve financial security

Resources

FAQ's

Frequently asked questions about National Capital, KiwiSaver, Your KiwiSaver Account and how KiwiSaver can help First Home Buying.

Everything You Need To Know

Find out about how does KiwiSaver work, the KiwiSaver benefits, and much more about the KiwiSaver Scheme.

KiwiSaver Comparison

So how do we choose? We can compare KiwiSaver performance on specific metrics which will be discussed here.

Best KiwiSaver Funds

The latest analysis on the top-performing KiwiSaver Funds

KiwiSaver & First Home Guide

A complete breakdown of all things ‘First Home Buyer’.

KiwiSaver Providers

A list of KiwiSaver Providers and how to find out if you are in a default scheme.

Investment Selection Process

Our goal is to help every Kiwi achieve financially security. Our rigorous KiwiSaver investment selection process ensures that your hard-earned money is invested wisely.

KiwiSaver Calculators

Tools and tips to calculate your savings goals

Important Information

Our legal and compliance with the Financial Services Regulations of New Zealand

Value for Money Report

This report aims to holding the individual fund providers to account.

Featured Contents
The government has announced that starting from 1 April 2026, the default KiwiSaver contribution rate for both employees and employers will increase from 3% to 3.5% of gross pay. Then, on 1 April 2028, this rate will rise again to 4%.
The right fund depends on you — your goals, timeframe, and your capacity for volatility. Don’t leave your KiwiSaver on autopilot.
The Government has announced a number of changes to the KiwiSaver Scheme as part of Budget 2025 on 25 May 2025. There are quite and few changes and it is likely to affect members differently depending on their circumstances.