Does the government still contribute to KiwiSaver after 65?

Once you reach the age of 65 in New Zealand, your eligibility for government contributions to your KiwiSaver account typically ceases. At this point, KiwiSaver funds can be used for your retirement expenses, and the government’s focus shifts to other forms of assistance, such as New Zealand Superannuation, which is a government-funded pension available to eligible individuals aged 65 and over.

Read More: What Happens to My KiwiSaver Account on My 65th Birthday?

Please note that rules and policies related to KiwiSaver and government contributions may change over time, so it’s advisable to check with the relevant authorities or your KiwiSaver provider for the most current information and eligibility criteria, especially if you’re approaching or have already reached the age of 65.

What's the reason not to get advice on you KiwiSaver account? Let National Capital help.

You may also like

How To Increase KiwiSaver Contribution – All You Must Consider

Do you want the maximum KiwiSaver contribution? Are you getting the full KiwiSaver government contribution each year? Or maybe you

Is Artificial Intelligence a Bubble? What New Zealand Investors Should Consider

This article explores how investors can think about AI from a risk-aware, long-term perspective and what practical considerations matter most.

Is Your KiwiSaver Ready for 2026?

A small step today could make 2026 feel more confident, more intentional, and more in control.

The Value of Financial Advice and What It Means for Your KiwiSaver

We wanted to share an interesting insight from Russell Investments’ 2025 Value of an Adviser report.

Investment Scam Alert: What Every Kiwi Needs to Know

Recently, the Financial Markets Authority (FMA) has warned of a surge in impersonator investment scams.

Are You Paying for KiwiSaver Advice You’re Not Getting?

There are many Kiwis paying for advice they’re either not getting or not using.