When is the Best Time to Retire?
Unfortunately the answer is not tomorrow… Retirement is a question that is on everyone’s mind whether it be in a few short years or a lifetime in the workforce away. Working out what you will need to have sorted and saved for your retirement can be daunting and overwhelming, not to mention deciding on when […]
How ‘Compounding’ Can Increase your KiwiSaver Return
The basic concept of investing can be quite simple at the surface level. Invest X dollars, make a certain rate of return during the year and end up with X dollars plus that return. But what happens next year? Would you earn the same return the following year? The frustrating answer to this question is […]
Is KiwiSaver The Best Option For Your Extra Savings To Go Towards?
Having some extra money lying around after you pay for all the necessities and any debt or mortgage is taken care of is a great thing. So when you do have that money available to you what should you be doing with it? A question we get from our clients is if they should invest […]
What Happens to Your KiwiSaver After Bankruptcy?
Bankruptcy is not something one would wish to go through but for people who are inundated with debt and have no other option this could be their saving grace. Bankruptcy is a way of clearing out your debt score if you do not have the means to pay back the people or organisations you owe […]
What happens to my KiwiSaver after a divorce?
Breakups are hard and divorce in particular is not an easy thing to go through, what with the couple’s belongings having to be divided fairly between the two on top of the emotional trauma. Although we do not wish that upon anybody, according to Statistics NZ over 82,000 couples a year divorce and many more […]
What Happens to my KiwiSaver money if I Die? (Part 2)
How often do you ask yourself what would happen to your KiwiSaver account after you pass away? We bet not very often.
How does National Capital Research Different KiwiSaver Providers?
Choosing the right KiwiSaver provider to manage your life savings is a very important decision. But with the vast range of options available, choosing the right provider and fund can seem overwhelming. Doing the right research can be tricky. However, with some guidance from National capital and our approach to the research process it can […]
How Dollar Cost Averaging can Help make more Money in your KiwiSaver
How Dollar Cost Averaging Helps you make more money in your KiwiSaver account What if there was a way to time the markets perfectly – by investing more when the markets are at a low and investing less when the markets are expensive. Buy low, sell high!
Recession NZ: Is your KiwiSaver ready?
Your KiwiSaver funds are a very important investment. Whether you’re saving for your first home or teeing up that retirement down the track. So it begs the question, what will happen to your KiwiSaver if things go bad? Are you all set up in preparation for the next recession?
Can I access KiwiSaver money early if I have health issues?
So let’s imagine you have some health problems.