How KiwiSaver Schemes are Diversified
So what is Diversification?
What Happens to my KiwiSaver money if I Die?
How often do you ask yourself what would happen to your KiwiSaver account after you pass away? Probably not often right? There are quite a few misconceptions when it comes to the discussion on ‘What will happen to my KiwiSaver money if I die?’ and we would like to debunk the myths below right off […]
What Happens to my KiwiSaver Money If I Die?
How often do you ask yourself what would happen to your KiwiSaver account after you pass away? We bet not very often.
Does Your KiwiSaver Provider offer Independent Financial Advice?
KiwiSaver managers are currently not required to provide or offer financial advice for their customers like yourself. Of the 30+ KiwiSaver providers, there is a wide variety of levels of advice offered; from no advice at all right through to personalised advice from independent financial advisers. We’ll investigate what that means for you and whether providers […]
Have KiwiSaver Managers reacted since the FMA tightened their belt?
In April 2021 the Financial Markets Authority (FMA) released guidance for KiwiSaver scheme providers managed fund fees and value for money. What does this mean for you? Let’s find out! In its guidance, the FMA made it clear that some schemes were not delivering value for money. KiwiSaver providers continue to generate increasing fee revenue […]
I want my KiwiSaver money invested ethically, should I invest with Fisher Funds?
The demand for ethical investments in KiwiSaver is becoming increasingly popular, with 49% of Kiwi’s looking for a responsibly invested KiwiSaver fund. New Zealanders are clearly making a shift towards ethical investments of their KiwiSaver accounts, so let’s find out how Fisher Funds is achieving ethical status.
Is the ‘Risk Indicator’ on your KiwiSaver PDS useful or not?
One of the things that we take pride in here at National Capital is our constant drive to research everything and anything that has to do with KiwiSaver in order to give our clients a full picture of their investment position.
What Happens to My KiwiSaver Account on My 65th Birthday?
What happens to your KiwiSaver Account on your 65th Birthday? It’s not often we adults get excited about turning another year older, but turning 65 is a milestone we should all look forward to, and deserves congratulations. You may be planning to put down the tools or perhaps you want to keep on working, either […]
Is Using KiwiSaver For Your First Home Deposit a Good Idea?
Buying your first home, like any other big life decisions can be exciting but also a little bit daunting. After all, there’s a lot to think about. How to finance it is one of the big questions. If you are a New Zealand resident or citizen living in our lovely Aotearoa and you have been […]
How much return do I need from my KiwiSaver account?
In our last post we showed you how to find the amount you need as a lump sum at retirement. Finding that goal is half the battle, the next step is figuring out the rate of return you need from your KiwiSaver fund to achieve that lump sum. That will allow you to choose the […]