How is my KiwiSaver account taxed?
KiwiSaver Tax – Please click here for an updated version of this page. Tax is not the most riveting subject in the world, nor is it something we like paying, but having the right information when it comes to tax can save you a lot of money. Instead of receiving a shock after viewing the […]
Stop Looking for the Best Performing KiwiSaver Fund
The best performing Growth fund in the last 5 years was the Milford KiwiSaver Plans Active Growth Fund. As of June 2020, it returned 9.8% annually over the last 5-years (Source: MorningStar). You can find a complete table of the best performing funds in the various KiwiSaver fund categories here on our website. But it’s […]
Can a KiwiSaver portfolio go Bankrupt?
There is a lot of talk about all the potential benefits of KiwiSaver, but what about the other side of the story. What if it all goes wrong and your provider goes bankrupt?
3 factors in choosing a KiwiSaver fund
In our previous posts, we showed you how we calculate what lumpsum you need at retirement, what rate of return you need from your KiwiSaver Fund and the amount you need to contribute to get you there.
How much do I need to contribute?
We hear a lot about how different KiwiSaver funds are performing, who is the best, who is the worst. There is also a lot of chatter in the media about fees and the effect that it can have on your KiwiSaver balance at retirement. However, among all the noise there is one factor that has […]
What KiwiSaver lump sum do you need at retirement?
Retirement. For some of us it may be very close, for others, it might still be 10 years away. But the question we all need to answer is how much money do I need to have saved for my retirement?
Best Performing KiwiSaver Funds – Mar 2020
To help our readers, National Capital has researched the KiwiSaver market and have come up with top-performing KiwiSaver Funds based on their 5-year returns in each category below. This page has detailed information on each of those funds which have had the best 5 year performance as of March 2020. Looking for an updated list? […]
How long is long-term investing?
“KiwiSaver is a long term investment.” We have all heard this phrase, but what exactly does long-term mean? What would you classify as a long time? A month? A year? 5 years? Right now a month in isolation seems like a long time! The definition of ‘long-term’ in the oxford dictionary is ‘over a long […]
Accurate KiwiSaver predictions or a lucky guess?
What is the easiest way to get rich quickly using the stock market? By selling high and buying low. So how do you do this? By using a magic crystal ball that can see into the future. It is the perfect solution. You will never make an incorrect decision as you already know the outcome.
How to make a good KiwiSaver Investment decision
6 steps to help you make that decision