Ethical KiwiSaver Providers – Do you know what you’re investing in?
Now, more so than ever, we have seen a shift in how we consume and how we invest. When investing funds in KiwiSaver, many of us are curious about what companies and sectors our KiwiSaver funds are investing in and whether these are sustainable or not. You would have heard a lot of talk regarding […]
Lockdown II: How Will My KiwiSaver Account Be Affected?
Chaotic. Unprecedented. Turbulent. If you used one word to describe 2020, it would probably be one of those. We’ve learned some lessons from the last lockdown, but there are still many uncertainties as to how everything will play out. At National Capital, we understand that you may have concerns about the impact of these recent […]
Kids in KiwiSaver
Although being a first homeowner or retiree may be a foreign concept to kids, it’s never too early to start saving. Many parents try to give their children a head start through setting up savings and investments from early in their lives. KiwiSaver is just one of many savings options. With the government no longer […]
Start Saving For Retirement Today, Your Future Self Will Thank You!
This is a message sent to you from your future self, it reads: “Start saving for retirement, now!”. In your twenties or thirties, you may have other financial priorities that have your immediate attention. However, let’s talk about why putting away small sums such as contributing to your KiwiSaver account on a regular basis will […]
Procrastination: The Thief of Time
The temptation of procrastination – it’s something we know all too well. If the deadlines seem far away, we aren’t as urgent to complete the tasks piling up on our to-do list – like the one that reads “sort out KiwiSaver”. Even if retirement seems like a lifetime away, you may have two very different […]
Sex, divorce and weightloss take priority over financial security for Kiwis
A recent survey of 1,000 New Zealanders has revealed that Kiwis are more concerned about shedding the extra kilos than ensuring they have enough money to retire.
You May Have Less Money in KiwiSaver Than You Think You Do
It’s the year 1970, you walk into the shops to buy a loaf of bread costing you 15 cents. Now fast-forward to 2020, you’re at your local supermarket picking up another loaf of bread, you take a look at the cost and it’s no longer 15 cents – it’s now $2.50. Why did the cost […]
How to Invest in KiwiSaver if You’re Planning to Buy a House
So you’ve been saving hard to buy a house. You’ve controlled your spending, put in more time at work, and invested aggressively in KiwiSaver. It’s your first home so you plan to use KiwiSaver’s first home withdrawal to help reach your deposit amount. Finally, after all your hard work, it’s time to buy a house. You […]
Should I Contribute More to KiwiSaver or Pay Down my Mortgage?
Adulting is hard, there are so many things to balance! One of them is our finances, specifically the question – if I have extra savings, should I contribute more to KiwiSaver or pay down my mortgage? To answer that question, we need to consider a few aspects of our financial lives and the economy in […]
How KiwiSaver Can Help You Buy Your First Home
Buying your first home is exciting – but it can also be expensive and stressful. Here are some ways in which KiwiSaver and the NZ government can help first home buyers get their foot in the property ladder. If you have been contributing to KiwiSaver for at least three years, you may be eligible for […]