What is a negative interest rate and how will it affect your KiwiSaver fund?
While our current Official Cash Rate is not negative, it is very low at only 0.25. A reduced interest rate would affect the return we get from our investments in KiwiSaver.
退休时你需要在kiwisaver里存够多少钱呢？
整理KiwiSaver的第一步就是了解在退休后你需要存够多少钱
What is diversification and why is it important in your KiwiSaver fund?
Diversification minimises some risk that comes with investing. It is important to research deeper to assess how diversified your KiwiSaver fund’s portfolio is.
Active vs Passive KiwiSaver Funds: Which is Better?
What’s the difference between actively managed funds and passively managed funds?
Are all KiwiSaver Providers the same and how do I choose?
Even within the same fund category, there are large differences in fees, past returns, and asset allocation. So how do you choose a KiwiSaver provider that is best for you?
Can I Withdraw My KiwiSaver Savings Early?
Many things can happen between now and 65 that could lead to withdrawing your KiwiSaver funds early.
Be Like Jane – Sort Out Your KiwiSaver Account with National Capital
How can National Capital help you get closer to your retirement goals? Here’s an example of how Jane sorted out her KiwiSaver account with National Capital
Investing in KiwiSaver: How Risky Is It?
KiwiSaver is an investment. And with all investing, comes risk. What are the risks of investing and how do we minimise these?
KiwiSaver: How do I spend it in retirement?
There’s no right or wrong way to spend your own money but many retirees aim not to spend too much – or too little.
What Happens to your KiwiSaver Balance on Your 65th Birthday?
We talk a lot about planning out your retirement and KiwiSaver balance. But what happens to your KiwiSaver funds once you hit 65?