KiwiSaver到底是什么?
绝大多数新西兰人到了65岁后，都能够享有新西兰养老金的权利，也就是NZ super，这笔退休金将会以每两周发放一次的形式发放到他们的银行账号。但是，这笔钱的数目大小不一，会根据个人情况而定。而通常，新西兰人能拿到的养老金都是不足以支撑他们在退休后也有退休前的生活水平。因此，为了帮助大家能有更好的退休生活，新西兰政府推出了KiwiSaver。
Why Real Investing Makes More Money Than Pretend Investing
The main goal of Investing is to grow your wealth. However, a study by Richard Bernstein Advisors showed that the average individual investor didn’t even outperform inflation – meaning they had negative real returns. Why is that? All too often, it’s because of the difference between ‘real investing’ and ‘pretend investing’. When kids put on a […]
KiwiSaver Performance Improved With Diversity in Companies
You may be familiar with the term “diversity and inclusion”. Many companies have “diversity policies” available on their websites. These outline their approaches to how they’re going to achieve equality within their company. The recent growth of diversity policies has come, largely, from the United Nations creation of their 17 Sustainable Development Goals. These universal […]
How Much More Money Will You Have If You Get Financial Advice?
The ‘Money and You – Literacy, Insight & Advice’ research report commissioned by the Financial Services Council have found that Kiwis’ reluctance in seeking financial advice has come with significant financial and personal costs. So how much more money do Kiwis who get financial advice have, compared to those who don’t?
Just Looking at a Fund’s Performance Isn’t Enough
Some people are happy to do KiwiSaver research themselves. However, most times that research stops at just comparing what the past returns and current fees are. This is not enough. KiwiSaver is a large investment for most Kiwis and getting professionals to research and present you with options can make a big difference to your final […]
Types of KiwiSaver Choices
We talk a lot about finding a KiwiSaver fund that suits you and your needs. What types of KiwiSaver funds are out there? And why is it so important to select a KiwiSaver fund that is suited to your situation?
5 Reasons You Shouldn’t Take KiwiSaver Advice From National Capital
Do I really need KiwiSaver advice? Here are 5 common reasons why you may be avoiding getting KiwiSaver advice and
How Can I Prepare for a Great Mortgage Rate as a First Home Buyer?
Buying your first home is an exciting process! There are many things to think about when planning to buy your first home, one important one is – how can I get a great mortgage rate on my home? In preparation for going to the bank, here are eight things our friends at Greenlight Mortgages recommend […]
KiwiSaver members could miss out on $3.5 billion in retirement
Amidst the economic turmoil caused by the coronavirus pandemic, falling KiwiSaver balances may be a nerve-wracking sight for KiwiSaver members. An estimated 50,000 New Zealanders panic moved into more conservative KiwiSaver funds in an attempt to minimise potential further losses on their KiwiSaver account. Here’s why panic switching your KiwiSaver fund type may lead to […]
The Future of Financial Advice: Robots or Humans?
Modern technology is paving and changing the path of many industries. In the future, your financial advisor will most likely be a robot – a Robo-advisor. Robo-advisors are automated, online financial and investment advisors. Using minimal human intervention, the advantages of Robo-advice include cost efficiency, consistency, and accessibility.