Solo Parents and KiwiSaver

In recent times, newspapers have picked up on the petition a single mother has created regarding her ability to sign her kid up to KiwiSaver without having to receive permission from the child’s father. She is the sole contributor to her child’s life, including financially. She found it unacceptable that she would have to receive […]

The Dangers of Following Generalised KiwiSaver Advice

It’s so easy to jump on google and pick up a few bits of seemingly good advice on just about any topic of interest. This is perfect for figuring out the latest ‘fashion advice’ or learning ‘how to get more out of your workout’ but does it apply to KiwiSaver advice?

Contributing to KiwiSaver if you are unemployed

Many businesses are facing tough times at the moment and may need to make hard decisions around staffing. This may result in some Kiwis being at risk of losing their jobs and facing unemployment. Your retirement savings in KiwiSaver perhaps isn’t the first thing that comes to mind when you are at risk of losing […]

The hidden danger in the FMA’s proposal to reduce KiwiSaver fees

The FMA has recently released a consultation document on KiwiSaver fees and value of money for all members.  They emphasise the importance of maintaining fair, efficient and transparent financial markets, and growing market confidence (Source: Financial Markets Authority). They also warn fund providers that they will be held accountable for charging unreasonable fees and regular […]

How do wealth managers differ from financial planners?

a couple talking on a financer

When it comes to managing your finances, doing it alone can sometimes be overwhelming, as you try to come up with a plan. A professional adviser can be a great help to you, especially with investment advice and financial planning. When you are seeking financial advice, make sure that you are getting advice from the […]

如何计算你的KiwiSaver收益率?

在上一篇博客中,我们解释了如何计算出你退休时需要的存够的钱。然而知道了这个数字只是成功了一半,下一步就是要找到你想要的KiwiSaver收益率去实现这个数字。这样你就能知道知道哪种KiwiSaver基金适合你。

How choosing the right fund helps you pay less tax in KiwiSaver

a image of hand doing a calculator with blue piggybank

The amount of tax you have to pay plays a big part in what your KiwiSaver balance will look like in retirement and it’s always good to have a better understanding on how our KiwiSaver investments are taxed. It might seem simple, as your KiwiSaver providers automatically deduct fees and taxes from your investment to […]