What the protests in France can teach us about retirement & KiwiSaver
You may or may not have heard about the ongoing protests against plans to raise France’s retirement age. Now you may be thinking, what does this have to do with us here in New Zealand or my KiwiSaver?
Get Your Finances and KiwiSaver Ready For 2023
If you like to make resolutions on New Year’s Day, you already know how hard it is to stick to them. The New Year brings around an opportunity for change. This January can provide a chance to have a look into your financial situation and hopefully inspire you to stay committed to new financial resolutions […]
How missing out on just few days can have disastrous effects
There is a common reaction in times of high volatility within the market you’re invested in, which is to withdraw or sell out of the market due to panic in order to avoid further losses. But this can actually have a negative impact on your investment in the long term.
Savings Rate vs. Investment Return Rate
Introduction I think it’s time to take a look at what makes the most difference to your overall wealth and ability to retire comfortably: Savings rate or Investment return rate.
Comparing KiwiSaver Fees & Taxes
Comparing KiwiSaver fees and taxes can be a little confusing. This is because the fees fluctuate and vary by fund type. In addition, your Prescribed Investor Rate (PIR) is your investment tax rate which is dependent on income and residency status. This article aims to cover the most common terms regarding KiwiSaver fees and taxes, […]
Opportunity Cost vs Realised cost
The opportunity cost and the realised cost are very important factors to consider when choosing the appropriate fund to invest in. First let’s examine the opportunity and realised cost, as well as explain what these two costs are. Then let’s take a look at how these costs affect which fund is right for KiwiSaver investors […]
Te Tūranga o KiwiSaver – KiwiSaver Basics
Nau mai, haere mai!
Socially conscious investing in KiwiSaver to enhance your sustainability
Your KiwiSaver savings is a fund that often comprises of companies that you’ll find listed on a stock exchange be it the New Zealand Stock Exchange (NZX), the Australian Stock Exchange (ASX) or even further afield like the New York Stock Exchange (NYSE).
New Zealand Inflation Rate – How your Savings could be Losing Value
Kiwis work hard for their savings. Whether it be working longer tireless hours, or cutting down on expenses to find that extra bit of dough to put away. Saving takes dedication and discipline, so it isn’t fair that a lot of people actually lose money while trying to do so.
KiwiSaver Tax – The Complete Guide
Tax is not the most riveting subject in the world, nor is it something we like paying, but having the right information when it comes to tax can save you a lot of money. National Capital has done the research so instead of receiving a shock after viewing the tax cuts on our KiwiSaver funds […]