KiwiSaver Advice

Latest KiwiSaver news and articles

National Capital is specialised in KiwiSaver and Investment research. We advise Kiwis on over $70 million of their KiwiSaver savings providing free KiwiSaver advice, with the goal of empowering one million kiwis to become financially secure.

We have tried to answer the question, “How do I ensure I am in the right KiwiSaver strategy and fund for my needs?” by creating this comprehensive resource for all your KiwiSaver related questions, and other information we think you should know.

However, please note that this is not personalised financial advice. If you want advice based on your own circumstances and goals, please start by submitting our KiwiSaver HealthCheck.

Do I really need KiwiSaver advice? Here are 5 common reasons why you may be avoiding getting KiwiSaver advice and

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Can I access KiwiSaver money early if I have health issues?

So let’s imagine you have some health problems.

What happens to KiwiSaver money if I emigrate?

Let’s do a bit of KiwiSaver trivia here.

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So let’s imagine you have some health problems.

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Can I access KiwiSaver money early if I have health issues?

So let’s imagine you have some health problems.

Let’s do a bit of KiwiSaver trivia here.

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What happens to KiwiSaver money if I emigrate?

Let’s do a bit of KiwiSaver trivia here.

So let’s say you’ve filled out our KiwiSaver HealthCheck. You understand that by doing so, you can get free financial...

What happens after you fill out our KiwiSaver HealthCheck?

So let’s say you’ve filled out our KiwiSaver HealthCheck. You understand that by doing so, you can get free financial

So, you’re on board with the idea you should invest your money.

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Invest more in KiwiSaver, or spread your investments out?

So, you’re on board with the idea you should invest your money.

Investing can be considered as a tricky topic for some. However, even for investors that have got their head around...

3 different KiwiSaver investing terms that people mix up

Investing can be considered as a tricky topic for some. However, even for investors that have got their head around

Us Kiwis may not be as financially literate as we’d like to be.

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We Kiwis aren’t as financially literate as we may think

Us Kiwis may not be as financially literate as we’d like to be.

Imagine you have taken a personal finance quiz on the internet and it tells you that you should invest in...

Asset allocations of different KiwiSaver types of funds – what’s the difference?

Imagine you have taken a personal finance quiz on the internet and it tells you that you should invest in

Most KiwiSaver schemes are open to the general public. Anyone that is eligible to join KiwiSaver can invest their money...

Employment restricted KiwiSaver schemes – are they worth joining?

Most KiwiSaver schemes are open to the general public. Anyone that is eligible to join KiwiSaver can invest their money

Are you aware that religion oriented KiwiSaver schemes exist?

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Are there KiwiSaver Schemes that invest as per our religious beliefs?

Are you aware that religion oriented KiwiSaver schemes exist?

Is your KiwiSaver scheme really that ethical?

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How do you know if your KiwiSaver fund is ethical?

Is your KiwiSaver scheme really that ethical?

Want to get some extra cash into your KiwiSaver account?

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Don’t miss out on your ‘free’ KiwiSaver money!

Want to get some extra cash into your KiwiSaver account?

Not all providers actively choose their investments.

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How does your KiwiSaver provider choose what assets to buy?

Not all providers actively choose their investments.

There’s a fair amount of award ceremonies for different Kiwi industries. There’s the New Zealand Music Awards, the New Zealander...

KiwiSaver awards – do they really matter?

There’s a fair amount of award ceremonies for different Kiwi industries. There’s the New Zealand Music Awards, the New Zealander

Do you remember why you are with your current KiwiSaver provider? Did you choose your KiwiSaver fund manager, or did...

Joining your employer chosen KiwiSaver scheme – a mistake?

Do you remember why you are with your current KiwiSaver provider? Did you choose your KiwiSaver fund manager, or did

“If you’re young, you should be in a growth fund. If you’re old, you should be in a conservative fund.”...

Why you shouldn’t ignore your investments outside KiwiSaver

“If you’re young, you should be in a growth fund. If you’re old, you should be in a conservative fund.”

Have you done enough research about the provider managing your KiwiSaver money?

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Who are the providers managing your KiwiSaver money?

Have you done enough research about the provider managing your KiwiSaver money?

What do you know about the different people managing your KiwiSaver money?

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Who are the people managing your KiwiSaver money?

What do you know about the different people managing your KiwiSaver money?

How does your KiwiSaver provider compare to others in how they invest your KiwiSaver money?

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Investment processes of KiwiSaver providers – how does yours compare?

How does your KiwiSaver provider compare to others in how they invest your KiwiSaver money?

As housing prices rise in New Zealand, there have been calls for KiwiSaver regulations to be relaxed.

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Experts call for changes in KiwiSaver rules to help home buyers

As housing prices rise in New Zealand, there have been calls for KiwiSaver regulations to be relaxed.

While financial advice offers clear benefits, many Kiwis are not taking advantage of it.

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Kiwis ‘need advice more than ever before’, but are not getting it – Financial Services Council

While financial advice offers clear benefits, many Kiwis are not taking advantage of it.

Asset allocation is an important part of your KiwiSaver strategy. However, despite its importance, it is not understood well enough...

KiwiSaver investors must know this about asset allocation

Asset allocation is an important part of your KiwiSaver strategy. However, despite its importance, it is not understood well enough

Experts are urging investors who haven’t themselves selected the KiwiSaver provider or fund they are invested in to take action...

With over $4 billion in default KiwiSaver funds, many New Zealanders are in the wrong KiwiSaver fund

Experts are urging investors who haven’t themselves selected the KiwiSaver provider or fund they are invested in to take action

As of 31 March 2020, there were 33 KiwiSaver providers (source: KiwiSaver Annual Report 2020). Some of them are run...

Should I be in a Bank KiwiSaver scheme or a NZ owned KiwiSaver scheme?

As of 31 March 2020, there were 33 KiwiSaver providers (source: KiwiSaver Annual Report 2020). Some of them are run

The New Zealand Taxpayers’ Union is annoyed regarding the recent delays in transferring of KiwiSaver contributions to fund managers.

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NZ Taxpayers’ Union Annoyed About IRD’s KiwiSaver Delays

The New Zealand Taxpayers’ Union is annoyed regarding the recent delays in transferring of KiwiSaver contributions to fund managers.

Glidepath funds, lifestages or lifetime (age-based) fund options, are a different way to manage your KiwiSaver savings compared to more...

Are KiwiSaver glidepath or lifestages funds right for you?

Glidepath funds, lifestages or lifetime (age-based) fund options, are a different way to manage your KiwiSaver savings compared to more