KiwiSaver Advice

Latest KiwiSaver news and articles

National Capital is specialised in KiwiSaver and Investment research. We advise Kiwis on over $70 million of their KiwiSaver savings providing free KiwiSaver advice, with the goal of empowering one million kiwis to become financially secure.

We have tried to answer the question, “How do I ensure I am in the right KiwiSaver strategy and fund for my needs?” by creating this comprehensive resource for all your KiwiSaver related questions, and other information we think you should know.

However, please note that this is not personalised financial advice. If you want advice based on your own circumstances and goals, please start by submitting our KiwiSaver HealthCheck.

Do I really need KiwiSaver advice? Here are 5 common reasons why you may be avoiding getting KiwiSaver advice and

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Performance Reports

Can I Gift My KiwiSaver To A Family Member?

Explore using KiwiSaver funds to assist families in situations like buying a first home, financial hardship, serious illness, or planning

Can I opt out of KiwiSaver and get my money back?

Navigate KiwiSaver complexities: Learn withdrawal scenarios, retirement focus. Consult your provider for clarity, alternatives.

QuickFire Finance Course

This Free online course aims to provide a quick and easy way to help you learn and become more financially secure.

To keep things engaging we’ve got videos, blogs and more for you to learn from.

Explore using KiwiSaver funds to assist families in situations like buying a first home, financial hardship, serious illness, or planning...

Can I Gift My KiwiSaver To A Family Member?

Explore using KiwiSaver funds to assist families in situations like buying a first home, financial hardship, serious illness, or planning
Navigate KiwiSaver complexities: Learn withdrawal scenarios, retirement focus. Consult your provider for clarity, alternatives....

Can I opt out of KiwiSaver and get my money back?

Navigate KiwiSaver complexities: Learn withdrawal scenarios, retirement focus. Consult your provider for clarity, alternatives.
When you turn 65, you can finally access your KiwiSaver funds, gaining the flexibility to choose withdrawal options that suit...

What Happens To Your KiwiSaver When You Turn 65?

When you turn 65, you can finally access your KiwiSaver funds, gaining the flexibility to choose withdrawal options that suit

Navigating Volatility: KiwiSaver’s Resilience and Rising Returns

KiwiSaver's resilience and rising returns
Learn about KiwiSaver's beginnings! Find out how it started and evolved into a key part of saving for retirement in...

How Did KiwiSaver Start?

Learn about KiwiSaver's beginnings! Find out how it started and evolved into a key part of saving for retirement in
Without a will, your KiwiSaver goes to your estate. A will ensures your funds follow your wishes, streamlining distribution....

What happens to your KiwiSaver if you don’t have a will?

Without a will, your KiwiSaver goes to your estate. A will ensures your funds follow your wishes, streamlining distribution.
An update on Booster KiwiSaver performance as of March 2023....

Booster’s KiwiSaver Performance – March 2023

An update on Booster KiwiSaver performance as of March 2023.
Explore KiwiSaver hardship withdrawal criteria, including living expenses, mortgage issues, medical costs, etc. Consult your scheme provider for details....

What is considered hardship for KiwiSaver?

Explore KiwiSaver hardship withdrawal criteria, including living expenses, mortgage issues, medical costs, etc. Consult your scheme provider for details.
Learn about the KiwiSaver's 3-year rule for first-home buyers and how to withdraw eligible contributions for your first home in...

What Is The 3-Year Rule For KiwiSaver?

Learn about the KiwiSaver's 3-year rule for first-home buyers and how to withdraw eligible contributions for your first home in
Differences between KiwiSaver and MySuper retirement schemes. KiwiSaver offers flexibility in NZ, MySuper is Australia's compulsory, simplified system....

What’s the difference between mysuper and KiwiSaver?

Differences between KiwiSaver and MySuper retirement schemes. KiwiSaver offers flexibility in NZ, MySuper is Australia's compulsory, simplified system.