KiwiSaver Advice

Latest KiwiSaver news and articles

National Capital is specialised in KiwiSaver and Investment research. We advise Kiwis on over $70 million of their KiwiSaver savings providing free KiwiSaver advice, with the goal of empowering one million kiwis to become financially secure.

We have tried to answer the question, “How do I ensure I am in the right KiwiSaver strategy and fund for my needs?” by creating this comprehensive resource for all your KiwiSaver related questions, and other information we think you should know.

However, please note that this is not personalised financial advice. If you want advice based on your own circumstances and goals, please start by submitting our KiwiSaver HealthCheck.

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KiwiSaver Contribution Boost: What the 3.5–4% Increase Means for You

The government has announced that starting from 1 April 2026, the default KiwiSaver contribution rate for both employees and employers

What KiwiSaver Fund Should I Be In?

The right fund depends on you — your goals, timeframe, and your capacity for volatility. Don’t leave your KiwiSaver on

QuickFire Finance Course

This Free online course aims to provide a quick and easy way to help you learn and become more financially secure.

To keep things engaging we’ve got videos, blogs and more for you to learn from.

The government has announced that starting from 1 April 2026, the default KiwiSaver contribution rate for both employees and employers...

KiwiSaver Contribution Boost: What the 3.5–4% Increase Means for You

The government has announced that starting from 1 April 2026, the default KiwiSaver contribution rate for both employees and employers
The right fund depends on you — your goals, timeframe, and your capacity for volatility. Don’t leave your KiwiSaver on...

What KiwiSaver Fund Should I Be In?

The right fund depends on you — your goals, timeframe, and your capacity for volatility. Don’t leave your KiwiSaver on
The Government has announced a number of changes to the KiwiSaver Scheme as part of Budget 2025 on 25 May...

Budget 2025: Key changes to KiwiSaver you should know

The Government has announced a number of changes to the KiwiSaver Scheme as part of Budget 2025 on 25 May
Life can throw unexpected challenges — rising living costs, job loss, family emergencies. If you're feeling financially stuck, you're not...

Struggling Financially? KiwiSaver Hardship & Better Ways Forward

Life can throw unexpected challenges — rising living costs, job loss, family emergencies. If you're feeling financially stuck, you're not
The 2025 Financial Resilience Index from the Financial Services Council (FSC) has revealed a worrying trend: fewer New Zealanders feel...

Fewer Kiwis Feel Prepared for Retirement: Time to Strengthen KiwiSaver Engagement

The 2025 Financial Resilience Index from the Financial Services Council (FSC) has revealed a worrying trend: fewer New Zealanders feel

Have you noticed your KiwiSaver balance jumping around lately? Don’t worry—it’s likely due to something called market volatility. Let’s break...

Why Is My KiwiSaver Balance Going Up and Down? A Simple Guide to Market Volatility

Have you noticed your KiwiSaver balance jumping around lately? Don’t worry—it’s likely due to something called market volatility. Let’s break

On 3rd April, the US President Trump announced new trade tariffs. This included a ‘universal baseline’ tariff of 10% imposed...

How Trump’s New Tariffs Could Affect Your KiwiSaver

On 3rd April, the US President Trump announced new trade tariffs. This included a ‘universal baseline’ tariff of 10% imposed

It’s time for your annual KiwiSaver HealthCheck The Financial Markets Authority (FMA) released a statement in June 2024 reminding Kiwis...

It’s time for your annual KiwiSaver Health Check

It’s time for your annual KiwiSaver HealthCheck The Financial Markets Authority (FMA) released a statement in June 2024 reminding Kiwis

Balancing your KiwiSaver ethically and financially involves a lot of consideration to find a middle ground....

Balancing Your KiwiSaver: Mixing Ethics with Smart Money Moves

Balancing your KiwiSaver ethically and financially involves a lot of consideration to find a middle ground.
We research what's causing the sudden rise in baby boomers withdrawing their KiwiSaver savings and how this is due to...

Baby Boomers Tapping into KiwiSaver Savings: Implications and Trends

We research what's causing the sudden rise in baby boomers withdrawing their KiwiSaver savings and how this is due to