KiwiSaver Advice

Latest KiwiSaver news and articles

National Capital is specialised in KiwiSaver and Investment research. We advise Kiwis on over $70 million of their KiwiSaver savings providing free KiwiSaver advice, with the goal of empowering one million kiwis to become financially secure.

We have tried to answer the question, “How do I ensure I am in the right KiwiSaver strategy and fund for my needs?” by creating this comprehensive resource for all your KiwiSaver related questions, and other information we think you should know.

However, please note that this is not personalised financial advice. If you want advice based on your own circumstances and goals, please start by submitting our KiwiSaver HealthCheck.

Do I really need KiwiSaver advice? Here are 5 common reasons why you may be avoiding getting KiwiSaver advice and

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What is KiwiSaver?

The answer to the question of what is KiwiSaver is a simple one. It is a voluntary investment scheme where

Active vs Passive KiwiSaver Funds: Which is Better?

Depending on your KiwiSaver provider, your KiwiSaver funds can be actively managed or passively managed. Actively managed funds are where

QuickFire Finance Course

This Free online course aims to provide a quick and easy way to help you learn and become more financially secure.

To keep things engaging we’ve got videos, blogs and more for you to learn from.

The answer to the question of what is KiwiSaver is a simple one. It is a voluntary investment scheme where...

What is KiwiSaver?

The answer to the question of what is KiwiSaver is a simple one. It is a voluntary investment scheme where

Depending on your KiwiSaver provider, your KiwiSaver funds can be actively managed or passively managed. Actively managed funds are where...

Active vs Passive KiwiSaver Funds: Which is Better?

Depending on your KiwiSaver provider, your KiwiSaver funds can be actively managed or passively managed. Actively managed funds are where

There are a range of KiwiSaver providers out there, from big banks and insurance companies, to specialist and boutique investment...

Are all KiwiSaver Providers the same and how do I choose?

There are a range of KiwiSaver providers out there, from big banks and insurance companies, to specialist and boutique investment

The Kiwi Wealth KiwiSaver Scheme has become part of a select group of KiwiSaver providers investing in private equity. It...

KiwiSaver Providers Investing in Local Tech Startups a Good Idea?

The Kiwi Wealth KiwiSaver Scheme has become part of a select group of KiwiSaver providers investing in private equity. It

The main goal of Investing is to grow your wealth. However, a study by Richard Bernstein Advisors showed that the...

Why Real Investing Makes More Money Than Pretend Investing

The main goal of Investing is to grow your wealth. However, a study by Richard Bernstein Advisors showed that the

Needing to withdraw your KiwiSaver savings early? The main purpose of KiwiSaver is to help you save for retirement so...

Can I Withdraw My KiwiSaver Savings Early?

Needing to withdraw your KiwiSaver savings early? The main purpose of KiwiSaver is to help you save for retirement so

The ‘Money and You – Literacy, Insight & Advice’ research report commissioned by the Financial Services Council have found that...

How Much More Money Will You Have If You Get Financial Advice?

The ‘Money and You – Literacy, Insight & Advice’ research report commissioned by the Financial Services Council have found that

Meet Jane* – one of National Capital’s clients. In this blog post, we’ll take a look at how Jane used...

Be Like Jane – Sort Out Your KiwiSaver Account with National Capital

Meet Jane* – one of National Capital’s clients. In this blog post, we’ll take a look at how Jane used

Once you turn 65, you have the chance to finally withdraw the KiwiSaver balance that you’ve accumulated throughout your working...

KiwiSaver: How do I spend it in retirement?

Once you turn 65, you have the chance to finally withdraw the KiwiSaver balance that you’ve accumulated throughout your working

Once you turn 65, congratulations! You are now eligible for NZ Super and have access to your KiwiSaver account. At...

What Happens to your KiwiSaver Balance on Your 65th Birthday?

Once you turn 65, congratulations! You are now eligible for NZ Super and have access to your KiwiSaver account. At

National Capital understands that there is an abundance of KiwiSaver providers to choose from and that reading about the differences...

Best Performing KiwiSaver Funds – June 2020

National Capital understands that there is an abundance of KiwiSaver providers to choose from and that reading about the differences

At National Capital, we don’t just look at ethical investing as a checkbox exercise but engage with various KiwiSaver providers,...

Digging Deeper To Find Out If Your KiwiSaver Fund Is Truly Ethical

At National Capital, we don’t just look at ethical investing as a checkbox exercise but engage with various KiwiSaver providers,

Now, more so than ever, we have seen a shift in how we consume and how we invest. When investing...

Ethical KiwiSaver Providers – Do you know what you’re investing in?

Now, more so than ever, we have seen a shift in how we consume and how we invest. When investing

AMP Wealth Management NZ – an investment company with $9 billion in its investment portfolio, is currently reviewing the investment...

AMP’s KiwiSaver and NZRT Undertakes Investment Management Review

AMP Wealth Management NZ – an investment company with $9 billion in its investment portfolio, is currently reviewing the investment

Chaotic. Unprecedented. Turbulent. If you used one word to describe 2020, it would probably be one of those. We’ve learned...

Lockdown II: How Will My KiwiSaver Account Be Affected?

Chaotic. Unprecedented. Turbulent. If you used one word to describe 2020, it would probably be one of those. We’ve learned

Some people are happy to do KiwiSaver research themselves. However, most times that research stops at just comparing what the...

Just Looking at a Fund’s Performance Isn’t Enough

Some people are happy to do KiwiSaver research themselves. However, most times that research stops at just comparing what the

Although being a first homeowner or retiree may be a foreign concept to kids, it’s never too early to start...

Kids in KiwiSaver

Although being a first homeowner or retiree may be a foreign concept to kids, it’s never too early to start

This is a message sent to you from your future self, it reads: “Start saving for retirement, now!”. In your...

Start Saving For Retirement Today, Your Future Self Will Thank You!

This is a message sent to you from your future self, it reads: “Start saving for retirement, now!”. In your

When researching KiwiSaver funds, it is important to look at more than simply past performance and general fees. Factors such...

What is Swing Pricing and how does it affect KiwiSaver?

When researching KiwiSaver funds, it is important to look at more than simply past performance and general fees. Factors such

The temptation of procrastination – it’s something we know all too well. If the deadlines seem far away, we aren’t...

Procrastination: The Thief of Time

The temptation of procrastination – it’s something we know all too well. If the deadlines seem far away, we aren’t

We talk a lot about finding a KiwiSaver fund that suits you and your needs. What types of KiwiSaver funds...

Types of KiwiSaver Choices

We talk a lot about finding a KiwiSaver fund that suits you and your needs. What types of KiwiSaver funds

Do I really need KiwiSaver advice? Here are 5 common reasons why you may be avoiding getting KiwiSaver advice and

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5 Reasons You Shouldn’t Take KiwiSaver Advice From National Capital

Do I really need KiwiSaver advice? Here are 5 common reasons why you may be avoiding getting KiwiSaver advice and

It’s the year 1970, you walk into the shops to buy a loaf of bread costing you 15 cents. Now...

You May Have Less Money in KiwiSaver Than You Think You Do

It’s the year 1970, you walk into the shops to buy a loaf of bread costing you 15 cents. Now

So you’ve been saving hard to buy a house. You’ve controlled your spending, put in more time at work, and...

How to Invest in KiwiSaver if You’re Planning to Buy a House

So you’ve been saving hard to buy a house. You’ve controlled your spending, put in more time at work, and

Adulting is hard, there are so many things to balance! One of them is our finances, specifically the question –...

Should I Contribute More to KiwiSaver or Pay Down my Mortgage?

Adulting is hard, there are so many things to balance! One of them is our finances, specifically the question –

Buying your first home is exciting – but it can also be expensive and stressful. Here are some ways in...

How KiwiSaver Can Help You Buy Your First Home

Buying your first home is exciting – but it can also be expensive and stressful. Here are some ways in

Amidst the economic turmoil caused by the coronavirus pandemic, falling KiwiSaver balances may be a nerve-wracking sight for KiwiSaver members....

KiwiSaver members could miss out on $3.5 billion in retirement

Amidst the economic turmoil caused by the coronavirus pandemic, falling KiwiSaver balances may be a nerve-wracking sight for KiwiSaver members.

In the wake of COVID-19, financial markets and the economy have shown high levels of uncertainty. Current stock prices have...

Navigating Market Volatility

In the wake of COVID-19, financial markets and the economy have shown high levels of uncertainty. Current stock prices have

Juno KiwiSaver Scheme, owned by Pie Funds, has recently slimmed down its staff and operations. This comes after Pie Funds...

News: Reshuffle in Juno KiwiSaver Scheme operations

Juno KiwiSaver Scheme, owned by Pie Funds, has recently slimmed down its staff and operations. This comes after Pie Funds

Modern technology is paving and changing the path of many industries. In the future, your financial advisor will most likely...

The Future of Financial Advice: Robots or Humans?

Modern technology is paving and changing the path of many industries. In the future, your financial advisor will most likely