KiwiSaver Advice

Latest KiwiSaver news and articles

National Capital is specialised in KiwiSaver and Investment research. We advise Kiwis on over $70 million of their KiwiSaver savings providing free KiwiSaver advice, with the goal of empowering one million kiwis to become financially secure.

We have tried to answer the question, “How do I ensure I am in the right KiwiSaver strategy and fund for my needs?” by creating this comprehensive resource for all your KiwiSaver related questions, and other information we think you should know.

However, please note that this is not personalised financial advice. If you want advice based on your own circumstances and goals, please start by submitting our KiwiSaver HealthCheck.

Do I really need KiwiSaver advice? Here are 5 common reasons why you may be avoiding getting KiwiSaver advice and

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ASB Bank Launches New Aggressive KiwiSaver Fund to Meet Growing Investor Demand

ASB Bank has introduced a new aggressive KiwiSaver fund, the ASB KiwiSaver Scheme Aggressive Fund. This fund is designed to

Socially conscious investing in KiwiSaver to enhance your sustainability

Your KiwiSaver savings is a fund that often comprises of companies that you’ll find listed on a stock exchange be

QuickFire Finance Course

This Free online course aims to provide a quick and easy way to help you learn and become more financially secure.

To keep things engaging we’ve got videos, blogs and more for you to learn from.

ASB Bank has introduced a new aggressive KiwiSaver fund, the ASB KiwiSaver Scheme Aggressive Fund. This fund is designed to...

ASB Bank Launches New Aggressive KiwiSaver Fund to Meet Growing Investor Demand

ASB Bank has introduced a new aggressive KiwiSaver fund, the ASB KiwiSaver Scheme Aggressive Fund. This fund is designed to

Your KiwiSaver savings is a fund that often comprises of companies that you’ll find listed on a stock exchange be...

Socially conscious investing in KiwiSaver to enhance your sustainability

Your KiwiSaver savings is a fund that often comprises of companies that you’ll find listed on a stock exchange be

In our last post we showed you how to find the amount you need as a lump sum at retirement....

How much return do I need from my KiwiSaver account?

In our last post we showed you how to find the amount you need as a lump sum at retirement.

The FMA has recently released a consultation document on KiwiSaver fees and value of money for all members.  They emphasise...

The hidden danger in the FMA’s proposal to reduce KiwiSaver fees

The FMA has recently released a consultation document on KiwiSaver fees and value of money for all members.  They emphasise

You may be familiar with the term “diversity and inclusion”. Many companies have “diversity policies” available on their websites. These...

KiwiSaver Performance Improved With Diversity in Companies

You may be familiar with the term “diversity and inclusion”. Many companies have “diversity policies” available on their websites. These

KiwiSaver is an investment. And with all investing, comes risk. We’ve explained here what these KiwiSaver risks are and how...

Investing in KiwiSaver: How Risky Is It?

KiwiSaver is an investment. And with all investing, comes risk. We’ve explained here what these KiwiSaver risks are and how

Buying your first home is an exciting process! There are many things to think about when planning to buy your...

How Can I Prepare for a Great Mortgage Rate as a First Home Buyer?

Buying your first home is an exciting process! There are many things to think about when planning to buy your

A recent survey of 1,000 New Zealanders has revealed that Kiwis are more concerned about shedding the extra kilos than...

Sex, divorce and weightloss take priority over financial security for Kiwis

A recent survey of 1,000 New Zealanders has revealed that Kiwis are more concerned about shedding the extra kilos than

The best performing Growth fund in the last 5 years was the Milford KiwiSaver Plans Active Growth Fund. As of...

Stop Looking for the Best Performing KiwiSaver Fund

The best performing Growth fund in the last 5 years was the Milford KiwiSaver Plans Active Growth Fund. As of

In our previous posts, we showed you how we calculate what lumpsum you need at retirement, what rate of return...

3 factors in choosing a KiwiSaver fund

In our previous posts, we showed you how we calculate what lumpsum you need at retirement, what rate of return

We hear a lot about how different KiwiSaver funds are performing, who is the best, who is the worst. There...

How much do I need to contribute?

We hear a lot about how different KiwiSaver funds are performing, who is the best, who is the worst. There

Retirement. For some of us it may be very close, for others, it might still be 10 years away. But...

What KiwiSaver lump sum do you need at retirement?

Retirement. For some of us it may be very close, for others, it might still be 10 years away. But

At National Capital, our mission is to help Kiwis become financially secure. To achieve this, our first step is sorting...

Why we only work with KiwiSaver providers who pay us

At National Capital, our mission is to help Kiwis become financially secure. To achieve this, our first step is sorting

6 steps to help you make that decision

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How to make a good KiwiSaver Investment decision

6 steps to help you make that decision

Jill MacDonald and her fiance were on the cusp of buying their first home. Then the stock markets fell due...

How Coronavirus could affect your first home dream?

Jill MacDonald and her fiance were on the cusp of buying their first home. Then the stock markets fell due

During every financial bubble, we will come across ‘experts’ in the media who are utterly convinced and try to convince...

This time is different.

During every financial bubble, we will come across ‘experts’ in the media who are utterly convinced and try to convince

In the previous article I wrote about Coronavirus and KiwiSaver, my message was as long as you are invested in...

Coronavirus update – what is your KiwiSaver provider doing?

In the previous article I wrote about Coronavirus and KiwiSaver, my message was as long as you are invested in

Most KiwiSaver providers are set up in a way that allows members to choose from one fund manager. For example,...

‘Build-your-own’ KiwiSaver scheme: Yay or Nah?

Most KiwiSaver providers are set up in a way that allows members to choose from one fund manager. For example,

All of us want to have a financially secure retirement. Because of rising expenses and inflation, NZ superannuation is not...

How to save more in your KiwiSaver account in ‘Small Steps’

All of us want to have a financially secure retirement. Because of rising expenses and inflation, NZ superannuation is not

There’s a lot of talk in the media about Coronavirus and it’s effect on the stock market. Every time there...

How does the Coronavirus affect your KiwiSaver account?

There’s a lot of talk in the media about Coronavirus and it’s effect on the stock market. Every time there

Back in 2018, when I started building National Capital with the goal of helping 1 million Kiwis become financially secure,...

Why I based my company on these three Māori principles

Back in 2018, when I started building National Capital with the goal of helping 1 million Kiwis become financially secure,

A recent article by Stuff explained how Kiwis can lose thousands of dollars by investing in the wrong fund. However,...

KiwiSaver: Are you missing out on money?

A recent article by Stuff explained how Kiwis can lose thousands of dollars by investing in the wrong fund. However,

As per an article by the NZ Herald, over 400,000 KiwiSaver members who are in default funds may have missed out...

Over 400,000 KiwiSaver members missed out on $1b, warn advisers

As per an article by the NZ Herald, over 400,000 KiwiSaver members who are in default funds may have missed out

The Inland Revenue Department will send more than one million letters to people on the wrong tax rate for KiwiSaver...

IRD sending one million letters to Kiwis on wrong KiwiSaver tax rate

The Inland Revenue Department will send more than one million letters to people on the wrong tax rate for KiwiSaver