Did you know? If you’re in a KiwiSaver fund, part of the fees you pay may already cover financial advice services — even if you’ve never spoken to a financial adviser. There are many Kiwis paying for advice they’re either not getting or not using.
Furthermore, if you are with a provider that does provide advice, their advice is limited to the range of KiwiSaver funds they themselves offer. Meaning they do not search for the right provider and fund for you; they only look for the fund that fits your requirements from a limited number of funds they offer.
National Capital searches the best provider, and fund from over 300 funds to find the one that aligns with your investment perspectives and circumstances. This is impartial advice!
What You’re Missing Without Impartial Advice
Without expert guidance, you could be:
∙ In a fund that doesn’t match your goals, personal situation and risk tolerance.
∙ Missing regular reviews to adapt your strategy as life changes — new job, family, home purchase, or retirement.
∙ Overpaying fees or stuck in a fund with suboptimal returns.
∙ Lacking professional insights to navigate market volatility and avoid costly mistakes.
The Cost of Doing Nothing
Staying in the wrong KiwiSaver fund could:
∙ Cost you tens or hundreds of thousands in retirement savings.
∙ Lock you into higher fees that eats into your returns.
∙ Limit your financial future due to missed opportunities.
Why Choose Impartial Advice from National Capital?
National Capital offers free, research-backed, impartial KiwiSaver advice to help you better invest your KiwiSaver.
As an impartial KiwiSaver financial adviser, National Capital:
∙ Works for you, not a bank or fund manager.
∙ Researches multiple providers to find one that suits you best.
∙ Keeps you informed, confident, and on track with your goals through ongoing advice.
Your KiwiSaver could be your biggest asset after your home and its time you gave it the attention it needs to work harder for you.
REMEMBER: A fund manager looks after their fund — an impartial adviser looks after your future.
Your next step
It only takes a few minutes to check your KiwiSaver — it could transform your financial future.
Take Your Free KiwiSaver HealthCheck →
About National Capital
National Capital is a New Zealand–owned impartial KiwiSaver advice service based in Auckland and Christchurch, serving clients nationwide. We analyse 300+ KiwiSaver funds to recommend the option that best matches your goals, risk profile, and timeline. We also manage the fund-change process at no extra cost—helping Kiwis choose the best KiwiSaver fund for long-term returns, first-home planning, and retirement confidence.