National Capital - Your Trusted KiwiSaver Adviser
Understand SuperLife KiwiSaver scheme with National Capital – Your expert KiwiSaver adviser. While we do not work directly with SuperLife KiwiSaver, we include their funds in our KiwiSaver industry research. Our advice service is comprehensive, covering over 90% of the KiwiSaver market to ensure well researched, unbiased recommendations.
Why National Capital for KiwiSaver Advice?
At National Capital, we simplify the KiwiSaver advice process by providing expert, unbiased recommendations tailored to your needs. Our proprietary investment selection methodology is designed to help you build trust and confidence in your investments. Through this process we thoroughly evaluate KiwiSaver funds across the below 6 pillars to determine the best providers and funds for your goals and circumstances.
1
Performance After Fees
Quality and consistency of returns
25
pts
2
Fees Alignment
Assessment of value provided for fees charged.
15
pts
3
Organisational Capability
The capability of the organisation to manage your money.
20
pts
4
Organisational Stability
Overall stability within a provider’s organisation.
10
pts
5
Processes & Portfolio Composition
Asset allocation, investing process and style consistency.
20
pts
6
Ethical Investing Considerations
Deep dive into the ethical investing claims of providers.
10
pts
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SuperLife KiwiSaver
About SuperLife
SuperLife is managed by Smartshares Limited, a wholly-owned subsidiary of NZX Limited. They have been assisting New Zealanders with their investments for over 15 years and are one of six government-appointed default KiwiSaver providers. SuperLife’s offerings include KiwiSaver, superannuation, insurance, and investment products, catering to a wide range of financial needs.
SuperLife KiwiSaver Scheme
The SuperLife KiwiSaver Scheme offers over 40 funds spanning diversified, sector, ETF, and managed options, along with an automated Age Steps lifecycle approach that adjusts risk as members age. As a government-appointed default provider, it emphasises low fees, passive index investing, and full transparency. Members can freely mix funds, switch anytime, benefit from automatic rebalancing, and choose an ethical fund option.
How Does SuperLife Invest?
SuperLife employs a passive investment strategy, aiming to replicate the performance of specific market indices. This approach involves investing in a broad range of assets, including New Zealand and international shares, bonds, and property. Investors can choose from diversified funds, sector-specific funds, or the Age Steps option, which automatically adjusts the investment mix based on the investor’s age.
Does SuperLife Invest Responsibly?
SuperLife incorporates responsible investing principles by considering both Socially Responsible Investment (SRI) and Environmental, Social, and Governance (ESG) factors. Their Ethica Fund, for example, excludes companies involved in controversial industries such as weapons manufacturing and fossil fuel production. Additionally, SuperLife’s default fund excludes investments in illegal weapons and fossil fuel production.
Last updated: 6th May 2025. | Source: Provider’s website