Using the most recent returns from May 2022, we will take a look at SuperLife's recent KiwiSaver Performance.
SuperLife is managed by Smartshares Limited, a wholly-owned subsidiary of NZX Limited. SuperLife has over 50,000 members and offers KiwiSaver, investment, superannuation, and insurance options. The philosophy behind SuperLife is that investing in a more passive manner would provide greater long-term outcomes. They don't believe that investing in and out of the market on a frequent basis is always beneficial to investors.
During the first week of May, a global sell-off commenced, led by U.S. technology firms, which recorded their largest one-day fall since June 2020. Investors across the world are frightened by high inflation and rising interest rates after the US Federal Reserve's decision to increase interest rates by 0.50% compared to its prior projection, putting pressure on other central banks around the world to perform aggressive hikes to combat inflation.
Table Of Contents
Performance of SuperLife KiwiSaver Funds
SuperLife Income Fund
SuperLife Conservative Fund
SuperLife Balanced Fund
SuperLife Growth Fund
SuperLife High Growth Fund
Performance of SuperLife KiwiSaver Funds
|
1 month |
1-year |
3-years |
5-years |
|
|
Income |
-1.00% |
-2.79% |
0.72% |
1.69% |
|
Conservative |
0.31% |
0.24% |
3.25% |
3.73% |
|
Balanced |
1.17% |
2.46% |
5.87% |
5.65% |
|
Growth |
1.78% |
3.78% |
7.09% |
6.68% |
|
High Growth |
2.28% |
5.06% |
8.46% |
7.70% |
*Sourced from SuperLife fund performance report
* These returns are to 31 March 2022 and are before tax and after fund management fees. Past performance is not necessarily an indicator of future performance, and return periods may differ.
Note: The following information is sourced from SuperLife Quarterly Fund updates published on 3 May 2022.
SuperLife Income Fund
The SuperLife Income Fund aims to provide exposure to a portfolio of income assets and is designed for investors that want investment in New Zealand and international fixed interest. The Income Fund has a 1-month return of -1.00% and a 1-year return of -2.79% lower than the 5-years return of 1.69%.
*The following is Sourced from SuperLife Income Fund Update
Returns
Fees
The total annual fees for investors in the SuperLife Income Fund are 0.56% per year. Although, Investors may also be charged individual action fees for specific actions or decisions (for example, for withdrawing from or switching funds).
Investment mix
The investment mix shows the type of assets that the fund invests into.
Top ten investments
This table shows SuperLife’s top 10 investments in the Income KiwiSaver Fund, which make up 42.12% of the fund.
SuperLife Conservative Fund
The SuperLife Conservative Fund aims to provide exposure to a portfolio of income assets and is designed for investors that want a conservative investment option. The Conservative Fund has a 1-month return of 0.31% and a 1-year return of 0.24% lower than the 5-years return of 3.73%.
*The following is Sourced from SuperLife Conservative Fund Update
Returns
Fees
The total annual fees for investors in the SuperLife Conservative Fund are 0.57% per year. Although, Investors may also be charged individual action fees for specific actions or decisions (for example, for withdrawing from or switching funds).
Investment mix
The investment mix shows the type of assets that the fund invests into.
Top ten investments
This table shows SuperLife’s top 10 investments in the Conservative KiwiSaver Fund, which make up 39.72% of the fund.
SuperLife Balanced Fund
The SuperLife Balanced Fund aims to provide exposure to a portfolio of a mix of income and growth assets and is designed for investors that want a balanced investment option. The Balanced Fund has a 1-month return of 1.17% and a 1-year return of 2.46% lower than the 5-years return of 5.65%.
*The following is Sourced from SuperLife Balanced Fund Update
Returns
Fees
The total annual fees for investors in the SuperLife Balanced Fund are 0.60% per year. Although, Investors may also be charged individual action fees for specific actions or decisions (for example, for withdrawing from or switching funds).
Investment mix
The investment mix shows the type of assets that the fund invests into.
Top ten investments
This table shows SuperLife’s top 10 investments in the Balanced KiwiSaver Fund, which make up 46.41% of the fund.
SuperLife Growth Fund
The SuperLife Growth Fund aims to provide exposure to a portfolio of growth assets and is designed for investors that want a growth investment option. The Growth Fund has a 1-month return of 1.78% and a 1-year return of 3.78% lower than the 5-years return of 6.68%.
*The following is Sourced from SuperLife Growth Fund Update
Returns
Fees
The total annual fees for investors in the SuperLife Growth Fund are 0.61% per year. Although, investors may also be charged individual action fees for specific actions or decisions (for example, for withdrawing from or switching funds).
Investment mix
The investment mix shows the type of assets that the fund invests into.
Top ten investments
This table shows SuperLife’s top 10 investments in the Growth KiwiSaver Fund, which make up 52.80% of the fund.
SuperLife High Growth Fund
The SuperLife High Growth Fund aims to provide exposure to a portfolio of growth assets and is designed for investors that want an aggressive investment option that invests in shares and property. The High Growth Fund has a 1-month return of 2.28% and a 1-year return of 5.06% lower than the 5-years return of 7.70%.
*The following is Sourced from SuperLife High Growth Fund Update
Returns
Fees
The total annual fees for investors in the SuperLife High Growth Fund are 0.63% per year. Although, Investors may also be charged individual action fees for specific actions or decisions (for example, for withdrawing from or switching funds).
Investment mix
The investment mix shows the type of assets that the fund invests into.
Top ten investments
This table shows SuperLife’s top 10 investments in the High Growth KiwiSaver Fund, which make up 59.74% of the fund.
SuperLife KiwiSaver funds have been sourced from SuperLife KiwiSaver Fund Updates. Past performance is not necessarily an indicator of future performance, and return periods may differ.
To see if SuperLife has the appropriate fund that aligns with your values, retirement goals and situation, complete National Capital’s KiwiSaver Healthcheck.
